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Credit Profile Product Sheet

Credit Reports for Loan Growth

Learn 3 ways you can utilize credit reports to generate retail loan growth.

Credit Profile

The Credit Report to Power Your Business

Whether you are prospecting new customers, decisioning a loan or striving to retain more of the customers you want, the foundation of making the best credit decisions rests on utilizing the best data. At Experian, data is the foundation of what we do, and that starts with our credit profile.

Built on the knowledge we have on more than 220 million credit-active consumers nationwide, the profile will enable you to make the best and most informed business decisions.

 

What makes the Experian Credit Profile unique?

 

Coast-to-Coast Coverage
  • Experian’s File OneSM is the industry’s premier credit database with information on 220 million credit-active consumers from all major credit grantors
  • We power over 2 million credit inquiries daily and 1.3 billion transaction updates a month
  • By combining Experian’s credit profile with our proprietary alternative data sources, we are able to score even more of the total U.S. adult population
Data Delivery Optimized for Accuracy
  • Our proprietary data-cleansing processes and rules ensure only the highest quality data passes through to File One
  • Data moves through 6 quality checkpoints, evaluating it for reasonability and logical progression of status updates
  • Experian’s suite of data quality solutions and processes have enable select lenders to reduce fatal errors by up to 30%
Fresh Data for 24/7 Currency

Whether you are prospecting new customers, decisioning a loan or striving to retain more of the customers you want, the foundation of making the best credit decisions rests on utilizing the best data. At Experian, data is the foundation of what we do, and that starts with our credit profile.

Built on the knowledge we have on more than 220 million credit-active consumers nationwide, the profile will enable you to make the best and most informed business decisions.

 

 

Get More Information

The form below is for requests from businesses only.
If you are a consumer looking for fast resolution to your consumer credit questions, please visit our Personal Services Contacts page.

  • Submit

Experian and the Experian marks used herein are service marks or registered trademarks of Experian Information Solutions, Inc. Other product and company names mentioned herein are the property of their respective owners.