Chase Sapphire Preferred® Card

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Chase Sapphire Preferred® Card logo.

Chase Sapphire Preferred® Card

Rated 4.82 out of 5 stars, 343 reviews

Recommended FICO® ScoreΘ

Good - Exceptional

Annual Fee:

$95

Intro APR:

N/A*

Ongoing APR:

21.49% - 28.49% Variable

Ongoing Balance Transfer APR:

21.49% - 28.49% Variable

Intro Bonus:

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
  • Enjoy benefits such as 5x on travel purchased through Chase Ultimate Rewards®; 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, and $50 annual Ultimate Rewards Hotel Credit, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
  • Member FDIC
  • Flexible travel redemption

  • No foreign transaction fees

  • Good travel and dining rewards and bonuses if booked through Chase

  • Annual fee

  • High APR

See all Chase‘s offers

Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the issuer.

ΘCredit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn more.

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