Experian’s File OneSM database represents the industry’s highest-quality source of credit information measured by content, depth, accuracy, currency and consistency. It provides an unparalleled information resource driven by the industry’s only true relational database. This totally integrated approach provides credit data to you with greater speed, precision and reliability and assists you in making the most informed decisions.
We continuously measure and upgrade our processes to provide you with the freshest data. Each day more than 60 million updated transactions are added to the File One database:
With access to this updated data, you can more accurately predict consumer behavior, resulting in lower costs, lower risk and greater profitability.
It is access to this innovative technology, with its advanced search and match logic, that enables you to extend beyond the boundaries of what was once possible and make decisions with greater clarity than ever before.
Experian continues to invest heavily in hiring and developing an extensive team of scientists and analytic consultants to provide you with unmatched modeling, optimization expertise and offerings. Our managed data methodologies ensure a competitive advantage in the quality of our products and services for you.
The ownership and operation of very large and comprehensive consumer and commercial data assets are at the heart of what Experian does. From these assets, we are able to extract significant extra value by applying our proprietary analytics and software. This combination of data and analytics is a key differentiator.
Our decisioning support products and services represent a combination of data, analytics, software, consulting and reporting tools. We are focused on providing the most robust decisioning capabilities that allow you to:
These tools help your company maximize its marketing investments by communicating with customers more effectively.