Experian Verify™
Instant employment and income verification
Verification at the speed of now
You need to make informed decisions, quickly, based on accurate information and without compromising your customer experience. With Experian Verify™, you gain access to the most trusted income and employment information available, so you can confidently say yes to customers faster and more efficiently. Our suite of verification solutions include instant, permissioned, and research so you can choose the best method for your business needs.
Raising the bar for employment and income verification
See how Experian Verify can enable your business through precise, real-time employment and income verification.
Discover how Xactus improves automation with Experian VerifyTM
Together, Experian and Xactus work toward achieving the digital mortgage – seven days from loan origination to closure.
Reduce risk
Enhance decisions using an accurate and up-to-date view of your customers’ financial situation.
Accelerate conversion
Streamline complex and time-consuming verification processes and approve more customers in real time.
Remove friction
Complete verification in seconds and give your team more time to focus on growing your business.
Better data. Better decisions. Better experience.
Learn how Experian Verify can help propel your business forward.
Instant verification
Our automated waterfall starts by leveraging Experian’s instant employer payroll network, allowing you to verify your customers’ income and employment information in real-time, without friction.
Permissioned verification
If instant verification is unavailable, we will automatically waterfall to permissioned verification, whereby consumers can opt to connect to their payroll accounts and verify their information directly from their employer's payroll service.
Research Verification
We also offer research verification which combines the trust of call center-initiated outreach with the efficiency of digital response channels. Employers can respond through their preferred method: a secure online form, a conversational AI interface, or a return call to the center.
Learn how Experian Verify automated waterfall can simplify your verification process
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The Experian Verify difference
- Second largest instant employer payroll network in the industry
- Instant verification is available with permissioned payroll account access and automated verification waterfall
- Unmatched data quality, only delivering data you can use and trust
- All Experian Verify instant and permissioned reports are FCRA compliant and adverse actionable
- Flexible design to meet your unique business needs
- World-class service helping you every step of the way
Mortgage
Automotive
Banks/Credit Unions
Wage Garnishment
Fintech
Alternative finance
Employment screening
Tenant screening
Public sector
For employer, employee or verifier transaction support
For business inquiries about Experian Verify solutions
- Solutions
- Advanced Analytics & Modeling
- Collections & Debt Recovery
- Customer Management
- Credit Decisioning
- Credit Profile Reports
- Data Reporting & Furnishing
- Data Sources
- Data Quality & Management
- Fraud Management
- Identity Solutions
- Marketing Solutions
- Regulatory Compliance
- Risk Management
- Workforce Management