As the economy rebounds, the personal loan market continues to gain popularity, becoming one of the fastest-growing consumer lending segments today. Increased consumer confidence and the advent of online marketplace lenders are helping the personal loan space attract new and established institutions.
Most investors that want to enter this dynamic and profitable market do not have the historical data, knowledge or expertise needed to analyze the market and make sound investment decisions. But we can help.
We now offer investors and banking institutions a representative national sample of unsecured personal loan data that spans more than a decade. We developed the unsecured personal loan data set to showcase the unique data assets investors can leverage to successfully benchmark and navigate the personal loan market.
With an extensive background in modeling, banking, risk management and simulation, our business consultants can apply their industry expertise to help you:
dv01 is acting as a data warehouse for the Unsecured Dataset that Experian offers investors for modeling purposes. By standardizing, streamlining and integrating these data sets into its platform, dv01 makes it easy for investors to model performance, as well as find fast answers around origination trends.
Experian’s powerful credit data combined with dv01’s performance data on marketplace loans and portfolios allows institutional investors to surgically analyze risk and value based on borrowers’ credit performance. Borrower data allows investors to evaluate and analyze future performance in a way not previously possible, and this leads to smarter, more profitable decisions.