Welcome to the Experian Thought Leadership Hub

As we prepare for the year ahead, it's crucial to understand the trends of 2023 that shaped our current economic environment. Download the 2023 Experian Edge Economic Chartbook, where you can find critical insights into the labor market, inflation, banking stress, delinquencies and more.

In today's economic conditions, consumers' financial, mental, and physical health worries are on the rise. 42% of people claim money concerns have had a negative impact on their mental health.¹

Consumers want to engage with companies that value them as a whole person, not a number. Traditional financial institutions and technology companies must fill in the financial literacy gap to establish and maintain strong consumer relationships.

Find new opportunities by offering actionable products that ease financial stress and guide consumers on their financial wellness journey.

Download this e-book to discover how you can coach consumers to financial confidence to:

• Drive customer retention
• Increase meaningful engagement
• Be a financial wellness resource for your consumers
• Create new revenue for your business

The Beyond the Trends Report: Winter 2023 dives into the challenges and opportunities facing small businesses in today’s shifting economy. As inflation strains consumer spending and savings dwindle, businesses must navigate rising costs and softening demand. Backed by Experian’s robust data, the report highlights key trends like increasing credit reliance, evolving consumer behaviors, and the Federal Reserve’s focus on cooling inflation. Small businesses can stay resilient by embracing strategies like market expansion, fraud prevention, and customer loyalty initiatives. With insights tailored to empower businesses, this report is your guide to thriving in a dynamic market.

Explore state-level and industry level data that banks, credit unions and fintechs can leverage to track the downturn and be correctly positioned for the recovery in this monthly report.

Discover five business intelligence reports that can help drive your strategies across the customer lifecycle.

Explore state-level and industry level data that banks, credit unions and fintechs can leverage to track the downturn and be correctly positioned for the recovery in this monthly report.

Discover the keys to safer stays. Our infographic dives into the short-term vacation rental space, offering insights and strategies to safeguard from fraud and ensure the trust and safety of all parties involved.

Acquire valuable perspectives to drive decision making with our Q3 insights report.

Greater consumer engagement and broadening access to credit can be an important part of financial inclusion. Grow your business by leveraging credit-building solutions that help empower underserved communities.