Experian/Moody's Analytics Small Business Credit Index - Q2 2013

Document: Published Aug 28, 2013
Small-business credit conditions strengthened in Q2, lifting the Experian/Moody's Analytics Small Business Credit Index to the highest level since it began tracking in 2010. Though small-business recovery has been inconsistent regionally, findings from the report indicate that firms have steadily reduced their delinquent debt over the past year. Balance volumes for all business sizes receded measurably from last year, bringing down delinquency rates. Furthermore, credit quality has strengthened for every business size. At an average of 10.2 percent, the total share of delinquent dollars is 2.4 percentage points lower than it was a year ago and is at the lowest point on record. Looking forward, small-business credit quality is expected to continue improving at a modest pace until spending growth accelerates sometime in 2014.

Related Resources

  • Fraud trends: turning your recession response into a long-term plan
    Webinar Published Date: Published Dec 3, 2020

    As a result of the COVID-19 pandemic and resulting economic downturn, businesses rushed to update their fraud and identity strategies and tools. Now is the time to review your recession response and ensure that your business is prepared to deal with the fallout from rising unemployment and changes in consumer behavior.

    During the webinar, you’ll gain actionable insights on:

    • How to respond to recent and emerging fraud trends
    • Building a layered fraud response plan
    • Protecting your business and your customers in the long term
  • Synthetic identity fraud update: Effects of COVID-19 and a potential cure from Experian
    Document Published Date: Published Sep 15, 2020

    Synthetic identities are increasingly difficult to detect especially with the growing prevalence of digital banking. IDC Research Director Steven D'Alfonso shares thoughts on the effects SID have on banks and an overview of action to take to detect SIDs and limit exposure. Learn about the impacts of COVID-19 and how Experian's Sure Profile could be a game changer in the battle against synthetic identities in this IDC Perspective.

  • Volatility 2020: The need for a recession-ready fraud strategy
    Document Published Date: Published May 1, 2020

    As we began 2020, the new year brought with it an unexpected catalyst for an economic downturn, the COVID-19 pandemic. Since January, COVID-19’s impact on North America has expanded rapidly, leaving consumers and businesses racing to adapt to a new normal. Early indications are that application fraud is increasing threefold.

    Amid increased risk of fraud losses during this downturn, learn how to deploy strategies to mitigate risk while banking with minimal friction in this 2020 perspective paper.

Experian and the Experian marks used herein are service marks or registered trademarks of Experian Informations Solutions, Inc. Other product and company names mentioned herein are the property of their respective owners.