Experian PowerCurve® is a unified, component-based, automated decision engine that incorporates Experian’s comprehensive data, strategy design, decision automation, and detailed monitoring and reporting to help you understand data and make fast, efficient decisions that support your strategic goals. PowerCurve helps you engage the right customers, verify identity, serve existing customers better, optimize collection and recovery, and balance risk and reward.
We help businesses across the entire customer lifecycle — be it acquisition, retention or growth, spanning across a variety of industries, including banking, telecommunications, mortgage, leasing, insurance, automotive, retail, finance, public sector, small business, unsecured lending and beyond.
PowerCurve gives you the insight and strategies you need to efficiently and confidently make decisions that lead to business growth.
End-to-end customer journey strategy optimization
Derive deep insights about new applicants to help make lending decisions that are compliant and fair, reduce fraud, and minimize the likelihood of bad debt at the point of application.
Create an accurate, behavior-based profile for each customer, and serve them more effectively by offering products or services to them at the right time.
Leverage data connectivity, decisioning, workflow, and self-service capabilities to build a customer-focused collections process that retains customers while increasing recoveries and reducing costs.
Insight – Access and validate more customer data for improved accuracy, instant decisions, reduced fraud risk and greater regulatory compliance.
Flexibility – Tailor the solution to utilize just the capabilities you need, and easily scale to match business growth.
Control – Remove dependency on IT support by empowering business users to maintain control over decision points, adapt quickly to changing market conditions, and access real-time visibility.
Agility – Monitor your strategies and introduce challenger models to quickly implement process changes and improve portfolio performance.
The speed at which we can return a decision and better our understanding of future performance has really propelled us in being able to better serve our members.