Financial inclusion tools for businesses

We have an array of solutions to help grow your business while supporting your inclusion goals.

Learn more

Together we can create a more inclusive tomorrow

Through Inclusion Forward™, we leverage our leading data, analytics and technology to identify and reach marginalized communities that need us the most. By working with businesses and financial institutions, we have the opportunity to innovate and offer financial inclusion insights and solutions to better serve underserved communities.

We can help consumers and small business owners along their credit journey and put them in greater control of their financial health. 




Our commitment to community

Wil Lewis, Experian’s Global Chief Diversity, Equity and Inclusion Officer, shares our vision for Inclusion Forward™. 


Financial inclusion is a business imperative

We can help your business implement a growth strategy to reach your goals while meeting the needs of your customers and the community.

Learn how our solutions support your inclusion goals along every step of the journey.


Measure and track

Find more consumers and small business owners through expanded demographic, financial, lifestyle and behavioral data.

Clarity credit data delivers insights into loan activity through alternative financial services providers that aren’t available on the traditional file.

Experian’s inclusion dashboards and indexes give greater people-based insight about the diverse communities you serve and help you track the progress of your programs. 


Include and reach

Gather more insights to drive business outcomes in marketing, decisioning, modeling and more through expanded FCRA-regulated data sources.

Lift Premium™ scores 96% of the scoreable population by combining multiple FCRA-regulated data sources into one powerful inclusion score.

Social Media Insight™ helps you reach business owners who would otherwise be credit invisible.


Inform and empower

Offer financial inclusion tools and support to underserved consumers and small business owners to help them improve their credit score and impact their financial health. 

Experian Go™ is a free program for those looking to establish and build credit for the first time.

Experian Boost™ helps consumers use positive payments on utility and video streaming service bills to improve their credit scores and gain access to more affordable credit.

DataShare™ is a small business permissioned data solution.


The need for financial inclusion by the numbers

Without access to credit, marginalized communities will continue to face challenges. Financial inclusion seeks to bring more consumers into the financial system and enable access to safe, affordable financial services and products. Additionally, it represents a critical step toward closing the wealth gap and helping underserved communities build generational wealth.

106 million

consumers are either credit invisible, unscoreable or subprime.

Source: Oliver Wyman, 2022 Financial Inclusion and Access to Credit

$127 billion

spent in interest and fees on everyday financial services by low-and-moderate income households.

Source: Financial Health Network, 2021 FinHealth Spend Report

57% of firms

reported that their financial condition was fair or poor, and firms owned by people of color and smaller firms…were in weaker financial condition.

Source: Federal Reserve, 2021 Small Business Credit Survey

37% of firm applicants

received all the financing they sought, down from 51% in the 2019 survey.

Source: Federal Reserve, 2021 Small Business Credit Survey

Together we can make a difference.

To begin a conversation about how we can help your business achieve your financial inclusion goals, please fill out the form below. If you’d like to talk to a representative immediately, please call us:


We are unable to address personal credit report and/or membership inquiries via this business form. Visit or call 888-397-3742 for consumer assistance.

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