The report analyzes the account and then classifies it into one of the following
categories:
Acceptable
The company actively uses credit and pays its bills no later than nine days late,
on average.
Caution
A company may fall into this category in one of two ways. If the company actively
uses credit, the risk category is based on the current payment performance and/or
legal records on file. If the company does not actively use credit, it may pose increased
risk.
Warning
Derogatory payment performance information and/or derogatory legal records exist
on file for the company.
Serious Risk
The company has seriously derogatory payment performance and/or seriously derogatory
legal records on file.
Bankruptcy
The company previously filed for bankruptcy.
