DecisionIQ

When applying for credit, business customers need fast results. When issuing credit, you need to make smart decisions. DecisionIQ℠ from Experian delivers the speed and precision you need in a simple, yet sophisticated solution to render instant B2B credit approvals. For you, that means happier customers and a stronger business portfolio.

Common business challenges

Is your business faced with these common challenges? If so, we have the solution:

• Resource constraints — Trying to review credit applications manually with limited staff means slow turnaround times for new customer approvals.
• Inefficient workflow — Disorganized processes constrain your growth and throughput, causing an increase in customer acquisition costs.
• Poor customer experience — Slow turnaround times for new customer approvals leave prospects frustrated, making them easy targets for your competitors.
• Cost constraints — Limited budget and technical resources are holding you back from the automation your business needs.

Your automated decisioning solution

DecisionIQ is a web-based decisioning and application processing service designed to automate B2B credit approvals. Found in Experian’s BusinessIQ platform, the service offers affordable, off-the-shelf components to help modernize key areas of the B2B credit lifecycle. Companies looking to drive predictive risk insights with speed and precision turn to DecisionIQ for help with their automation and digital transformation needs.

What’s new? 

We’re excited to announce the launch of DecisionIQ 2.0, which will introduce new service enhancements throughout 2025. This upgrade will deliver a superior user experience and optimize efficiency and decision-making capabilities, including: 

• Enhanced scoring analytics to better predict small business delinquency.
• Blended data for more predictive risk assessment on Small Business.
• Modern user interfaces to improve accessibility and ease of use.

What sets Experian apart 

• Comprehensive Data Assets on over 28 million businesses and 220 million consumers. 
• Predictive Risk Scores leveraging best-in-class data science and analytical expertise. 
• Advanced Decision Engine renders instant approvals based on complex scorecard and policy logic. 
• Intuitive Interface and Workflow simplifies digital application submission and processing. 
• API Web Services aid technical integration of decision services into CRM and ERP systems.