Bankruptcy PLUS℠
Bankruptcy score that helps evaluate bankruptcy risk
Improve profitability by identifying bankruptcies before they happen
While traditional credit risk scores can help predict delinquencies, they don’t usually capture the behavior associated with bankruptcy. Bankruptcy PLUS℠ is a powerful bankruptcy risk score that was specifically designed to predict the likelihood of a consumer bankruptcy in the next 24 months. When used in conjunction with a traditional credit risk score, Bankruptcy PLUS improves the rank order of creditworthiness and protects against high-dollar bankruptcy losses.
Increase profitability
Lower acquisition costs by targeting creditworthy consumers for prescreen campaigns.
Mitigate risk
Reduce bankruptcy loss while maintaining or increasing new account approval rates.
Strengthen portfolios
Manage existing accounts more efficiently by accurately classifying bankruptcy risk.
Make more confident, consistent lending decisions
Learn more about Bankruptcy PLUS
Product benefits
- Improves bankruptcy prediction on any type of account within the next two years
- Includes up to four score factor codes, plus an additional fifth Fair and Accurate Credit Transactions Act code
- Incorporates Premier Attributes℠ and Trended 3D™ for enhanced predictive performance
- Meets the latest National Consumer Assistance Plan standards
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- Solutions
- Advanced Analytics & Modeling
- Collections & Debt Recovery
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- Credit Decisioning
- Credit Profile Reports
- Data Reporting & Furnishing
- Data Sources
- Data Quality & Management
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