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Discover actionable insights for risk management and benchmarking and make more informed decisions.

The Spring report contains several insights on small business performance including - delinquencies are rising for small businesses across regions and products, and businesses are making decisions about how they repay debt. The economy will slow in 2023, and consumer and small business credit health and spending behavior will adjust to the new reality. Cashflows will be tested in industry segments focused on home-based work/life as the labor force returns to the office, but some businesses require hybrid work schedules to encourage collaboration and a more connected work environment.

Subscribe to this quarterly Report here or follow our full suite of quarterly insights on our Commercial Insights Hub.

This Report provides insights into the current state of the small business economy in the US. Despite challenges such as inflation and supply chain disruptions, small businesses remain a vital part of the economy and are showing resilience. Lenders and creditors are adapting to engage with new small businesses and differentiate risk earlier in the life of a business. Non-traditional data overlays are becoming critical in assessing and pricing risk. The Report also highlights the importance of innovation and entrepreneurship in the US, with new business applications trending at almost 425k a month. Subscribe to this quarterly Report here or follow our full suite of quarterly insights on our Commercial Insights Hub.

Explosive growth for digital marketplaces means fraudsters and bad actors with malicious intent threaten their reputation, operation and foundation for long-term success. Our experts share why fraud prevention strategy is critical for building trust with customers.

Explore state-level and industry level data that banks, credit unions and fintechs can leverage to track the downturn and be correctly positioned for the recovery in this monthly report.

Debt collectors looking to enhance their performance while reducing costs, maximizing recovery rates and improving overall engagement, can follow these simple steps.

Learn how a balanced approached can help your organization prevent lending fraud and create a seamless experience for borrowers.

Learn how business intelligence can take data and turn it into actionable insights to help organizations pinpoint business problems, determine potential opportunities and make better, data-driven decisions.

Learn how one consumer goods retailer was able to develop a highly predictive machine learning model to increase their sales and application approval rates.