Welcome to the Experian Thought Leadership Hub

Explore state-level and industry level data that banks, credit unions and fintechs can leverage to track the downturn and be correctly positioned for the recovery in this monthly report.

This report delves deeper into these fintech credit trends and analyzes their potential impact on the fintech lending landscape. Inside, you'll find:

• Data-driven insights: Understand the trends impacting your core products
• Expert analysis: Gain insights into the factors driving these changes
• Actionable strategies: Explore potential adjustments to your lending approach

As interest rates stabilize, mortgage lenders need to be prepared for the pent-up housing demand. One of the keys to unlocking this potential lies with first-time homebuyers, a critical market segment that could significantly drive your growth strategy. As a lender, it's important to understand the unique needs and behaviors of these borrowers to effectively engage with them. We provide comprehensive insights to help you identify and target this demographic more successfully. Our data-driven approach can empower you to create tailored marketing strategies and financial solutions that resonate with first-time homebuyers. Leverage our insights to strategically position yourself in this competitive market and capitalize on the opportunities that lie ahead. Join us for a 60-minute webinar as our experts examine the results of our recent study on first-time homebuyers and share insights into best practices for capturing this demographic in 2024.

For lenders, navigating the map to financial inclusion can be full of twists and turns. It's even more challenging when you don't have the right data, strategy, and technology to grow your business. Experian helps financial institutions and lenders find and approve more consumers while confidently mitigating risk at every turn.

Our team specializes in providing strategic consulting to help you elevate your inclusive finance approach. We can help you remove those roadblocks and get you on the right path to new growth opportunities.

Maximize the value of data and analytics to optimize decisioning and enhance the consumer experience. See how our portfolio of financial inclusion solutions helps drive your business goals at every turn.

Get on the road to inclusive finance today!

Explore state-level and industry level data that banks, credit unions and fintechs can leverage to track the downturn and be correctly positioned for the recovery in this monthly report.

Watch this on-demand webinar for a discussion around market trends and how businesses are using AI to power their decisioning strategies.

As interest rates soften, pent-up demand stands poised to surge once affordability shifts. Given this environment, it's imperative to reassess your lending strategy to recognize new avenues for growth. We've examined the first-time homebuyer segment to identify credit-qualified prospects and offer insights on potential opportunity areas.

Download our white paper to deepen your understanding of first-time homebuyers and learn best practices for how to successfully identify and engage this audience to help your business drive more sustainable growth.

Learn how our solution can help you establish a more profitable debt collections strategy.