Welcome to the Experian Thought Leadership Hub

Learn how optimized debt management and recovery strategies can help you get ahead of a potential uptick in collections activity.

Explore state- level and industry level data that banks, credit unions and fintechs can leverage to track the downturn and be correctly positioned for the recovery in this monthly report.

Read the latest regional consumer spending and economic growth trends, as well as our in-house macroeconomic forecasts for the year ahead.

Join our industry experts as they discuss national economics and credit trends and housing and auto sector trends as of May 2023.

Experian's CrossCore® Prefill helps organizations provide a low-friction experience for new customers while keeping fraud low with device and phone-based intelligence. See how you can help reduce abandonment and decrease fraud rates.

In this report, Experian® data scientists and analysts take a deep look at one of the most popular lending products in the industry, the unsecured personal loan. Our team offers key insights into the consumer credit landscape and analyze trends on this emerging and important industry segment using historical data from August 2018 to December 2022.

Millennials, now the largest living generation, are coming of age and entering those big life moments. College graduations, first jobs, getting married and moving out. But what about home ownership? Do Millennials want to buy real estate? Can they?

In this 45-minute webinar, experts from Experian and Freddie Mac team up to reveal the latest insights into home ownership, specifically in relationship to Millennials.

Learn more about:

• Which Millennials are potentially "ready" to buy a home and what they look like in terms of credit?
• What Millennials can afford and where?
• Where lenders should target their efforts to meet the needs of this population?

Leverage our Ascend Quest solution to efficiently conduct account review and manage your portfolio.

Explore state-level and industry level data that banks, credit unions and fintechs can leverage to track the downturn and be correctly positioned for the recovery in this monthly report.