White Paper

Seeing the full picture: Making BNPL Payments Visible - The Ultimate Guide for Lenders

Published February 10, 2023

Data Sources

In this report, we will debunk a few common BNPL myths and uncover the various ways in which transparency of BNPL data and benefit consumers and drive financial inclusion.

Complete the form to access the white paper

First Name *

Last Name *

Business Email *

Country *

Company *

Business Phone *

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Related resources

Tip Sheet

31 March 2026

Protect Wallet Share and Lifetime Value

Your most valuable customers don’t announce their departure. By the time balances decline or activity slows, competitors have already captured share of wallet.

Download our strategic snapshot to learn how your institution can identify behavioral shifts early, respond confidently and accelerate high-value customers forward.

Did you know?

Customers typically hold less than 50% of their deposits or loans with a single institution.
Selling to an existing customer can be up to 10x more successful than acquiring a new one.
A 5% increase in customer retention can boost profits by 25% to 95%.

Webinar

12 March 2026

Beyond Acquisition: How Data-Driven Account Management Powers Long-Term Value

Winning new customers is challenging but retaining them and growing their value is even harder.

In this exclusive webinar, America First Credit Union’s Kymrie Turner sits down with Experian’s Mark Soffietti to explore how leading institutions can leverage differentiated data to drive long-term customer value.

You’ll learn about:

Five key challenges financial institutions face in account management and customer retention
Risk-focused actions to help protect your institution and your customers
How America First Credit Union approaches portfolio segmentation, forecasting, and credit limit optimization to strengthen member relationships

Webinar

05 January 2026

Unlocking alternative data for smarter fintech decisions

Join Ashley Knight, Experian’s SVP of Product Management, and Haiyan Huang, Prosper’s Chief Credit Officer, to discover how:

Alternative finance data is redefining how to verify and connect identities.
Email and phone intelligence is unlocking new levels of precision in credit marketing.
Open banking insights are becoming increasingly critical for financial inclusion and mitigating risk.

Case Study

24 November 2025

Unlocking member insights with alternative data

Every lending decision you make relies on data, but what if that data only tells part of the story? Download our use case to meet two borrowers, Claudia and John, and discover how alternative data can help you:

Reveal hidden financial stability in members.
Identify early warning signs of risk.
Enable more accurate and inclusive lending decisions.
Drive stronger member relationships.