Webinar
Published April 28, 2023
Mortgage Economic & Market InsightsMillennials, now the largest living generation, are coming of age and entering those big life moments. College graduations, first jobs, getting married and moving out. But what about home ownership? Do Millennials want to buy real estate? Can they?
In this 45-minute webinar, experts from Experian and Freddie Mac team up to reveal the latest insights into home ownership, specifically in relationship to Millennials.
Learn more about:
- Which Millennials are potentially "ready" to buy a home and what they look like in terms of credit?
- What Millennials can afford and where?
- Where lenders should target their efforts to meet the needs of this population?
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Video
E-commerce is booming but fewer businesses seek credit
This week the Experian Commercial Pulse report focuses in on a fascinating paradox in the e-commerce industry that credit and risk management professionals should closely monitor. While online retail revenues continue their upward trajectory—now representing over 16% of total U.S. retail sales and generating quarterly revenues exceeding $300 billion—commercial credit inquiries from e-commerce businesses have declined by nearly 25% in the past year alone.
Check out the full report to see how these trends could impact your strategy!
White Paper
Unlocking the Equity Era: Why 2025 is the Year of the HELOC
- $29T in Untapped Equity: Millions of homeowners are prime HELOC candidates but remain overlooked.
- Behavior Gap: Misconceptions lead many to choose credit cards over HELOCs.
- Smart Targeting: Use data to identify Revolvers and personalize offers.
- Digital Advantage: Compete with non-banks by accelerating approvals and closings.
Report
Q2 2025 Lending Conditions Chartbook
While the US economy has so far avoided the worst-feared outcomes of higher tariffs, there remains significant uncertainty and concern over outlook, which is driving caution among lenders. In our just-released Q2 2025 Lending Conditions Chartbook, we break down the latest economic developments and do a deep dive into credit conditions across product segments, regions, and lender types. Key insights include:
- Unemployment remains low, but there are ongoing signs of softening in the labor market.
- Real incomes have improved somewhat after softening for most of 2024, which may continue to support consumer spending.
- The housing market continues to be constrained by high prices and interest rates, which are impacting affordability.
Webinar
The 2025 State of U.S. Rental Housing Market Webinar
Join Experian for an exclusive look into the forces reshaping the rental housing landscape. This webinar reveals how shifting renter demographics, rising affordability pressures, and evolving credit behaviors are impacting the market. Discover actionable insights on rent trends, payment risk, and the power of rent reporting—plus, get ahead of macroeconomic shifts influencing housing demand in 2025.