Report
Published September 8, 2025
Credit Decisioning Data Sources Fraud Management
Experian surveyed product, fraud and credit risk leaders across 10 countries to understand where underwriting is headed. The takeaway is clear: it’s evolving to be frictionless, embedded and nearly instant.
In this report, you’ll discover:
- How credit underwriting is expected to evolve by 2030
- The primary forces driving these changes
- Key takeaways to help your business lead into the next decade
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Infographic
Strengthen fraud defenses in rental technology
Rental fraud is surging, driven by generative AI (GenAI) and automation, overwhelming leasing systems and increasing financial risk. Experian helps rental companies detect fraud early, protect revenue, and maintain seamless leasing experiences.
- 93% of rental companies reported fraud in the past year
- Evictions cost over $3,500 each due to misrepresentation
- 84% of companies saw falsified income documentation
White Paper
Credit Risk Management with GenAI
Generative AI is a powerful force that’s driving higher efficiency and productivity in credit risk management for financial institutions. Read our latest white paper to discover how lenders can improve the credit risk management process to:
- Streamline operating expenses
- Enhance compliance
- Increase lending volume
- Reduce credit and fraud losses
Video
Experian Credit Decisioning Journey
A strong credit risk decisioning strategy is crucial for any financial institution looking to stand out from the competition, book more high performing loans, and drive revenue. Lenders can achieve this by implementing next-gen AI technology to:
- Build and deploy models faster
- Optimize lending criteria
- Reduce fraud risk
Watch this video to learn how you can level up your credit decisioning journey across the customer lifecycle with the Experian Ascend Platform.
Webinar
First-party fraud: the most common culprit
First-party fraud and credit risk are often indiscernible at origination, resulting in misclassified losses. Learn how to separate the two — and why the easiest way to do so may be hiding in plain sight.
Key insights:
- Why first-party fraud and credit risk are so difficult to differentiate
- The financial and strategic costs of misclassified losses
- How first-payment default can unveil fraud early