Webinar
Published August 2, 2024
Data Sources
See how Experian Instant Unlock enables consumers to temporarily unlock or unfreeze their credit profiles when applying for a loan with you online, resulting in a more seamless user experience.
Complete the form to watch the tech showcase
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
'}">
Case Study
Unlocking member insights with alternative data
Every lending decision you make relies on data, but what if that data only tells part of the story? Download our use case to meet two borrowers, Claudia and John, and discover how alternative data can help you:
- Reveal hidden financial stability in members.
- Identify early warning signs of risk.
- Enable more accurate and inclusive lending decisions.
- Drive stronger member relationships.
Tip Sheet
Understanding Every Member with Alternative Data
Credit unions exist to serve all members of their communities. Yet millions of financially responsible individuals remain invisible to conventional scoring. Download our alternative data guide to discover:
- The strategic advantages of alternative credit data
- The future of inclusive lending
- Why you should partner with us
Case Study
Leveraging cash flow data across diverse borrowers
Our use cases share real-world examples of how cash flow insights help grow portfolios responsibly while expanding credit access. Explore scenarios across borrower types, including:
- Gig workers and freelancers with fluctuating income
- Small business owners with nontraditional cash flow patterns
- Thin-file and new-to-credit consumers lacking traditional credit history
- Subprime borrowers demonstrating positive financial behavior