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      Report

      State of Fintech 2025: Trends, Risks & Growth Strategies

      Published September 15, 2025

      Fintech Advanced Analytics & Modeling Credit & Economic Trends Risk Management
      State of Fintech 2025: Trends, Risks & Growth Strategies

      The fintech landscape is evolving rapidly—and 2025 is a pivotal year. Experian’s State of Fintech 2025 Report delivers exclusive insights into the market forces, consumer behaviors, and credit trends shaping the future of financial services. Learn how leading fintechs are adapting and where the next wave of growth is emerging.

      In this report, you’ll discover:

      • How fintechs are regaining market share in unsecured personal loans
      • The impact of rising delinquencies and student loan repayments
      • What Gen Z and Millennial borrowers expect from digital lenders
      • 7 strategic imperatives to scale responsibly in a volatile market

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