White Paper
Published September 30, 2025
Banks Credit Unions Advanced Analytics & Modeling Credit Decisioning Risk Management
Generative AI is a powerful force that’s driving higher efficiency and productivity in credit risk management for financial institutions. Read our latest white paper to discover how lenders can improve the credit risk management process to:
- Streamline operating expenses
- Enhance compliance
- Increase lending volume
- Reduce credit and fraud losses
Complete the form to access the white paper
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Thank you for your interest
Your free Experian resource is now available. Enjoy!
Webinar
AI in Lending: From Experimentation to Execution
Explore research on what financial institutions need to move AI initiatives forward responsibly.
- Understand the data and governance barriers slowing AI adoption
- See where lenders are investing to strengthen AI foundations
- Learn why data lineage, explainability and trust matter for scale
- Explore how connected intelligence can support modern lending
Case Study
Leading consumer financial merchant case study
See how behavioral analytics strengthened post-login fraud detection.
- Learn how we integrated across 200+ ecosystem points.
- Discover how fraud detection increased 2X versus incumbent tools.
- Explore how connected signals exposed organized fraud rings.
White Paper
The Need for Continuous Underwriting
Consumer financial behavior is changing between traditional lending checkpoints. See how continuous underwriting can improve visibility into risk and opportunity.
- Understand why Gen Z may be under-observed, not higher risk.
- See why secured-to-unsecured graduation merits closer monitoring.
- Explore a three-stage maturity model for signal-driven decisioning.
White Paper
Scam detection: a guide for financial institutions
Learn how fraud teams can recognize scam activity earlier and strengthen prevention across the customer lifecycle.
- Explore five common scam types and their lifecycles
- Identify behavioral, device and payment red flags
- Understand how AI is changing scam tactics
- Discover tools for detecting high-risk activity sooner