Video
Published September 26, 2025
Banks Credit Unions Advanced Analytics & Modeling Credit Decisioning Risk Management
A strong credit risk decisioning strategy is crucial for any financial institution looking to stand out from the competition, book more high performing loans, and drive revenue. Lenders can achieve this by implementing next-gen AI technology to:
- Build and deploy models faster
- Optimize lending criteria
- Reduce fraud risk
Watch this video to learn how you can level up your credit decisioning journey across the customer lifecycle with the Experian Ascend Platform.
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Report
Credit Card Market Growth Chartbook: Q2 2026
Explore credit card market trends through Q2 2026, including changes in originations, issuer performance and consumer segments.
- Track secured and unsecured credit card growth.
- Compare national banks, regional banks, credit unions, fintechs and subprime issuers.
- Examine origination trends by credit score and generation.
Case Study
How a National Bank Revitalized Credit Education
A national credit card issuer refreshed its financial wellness program with Digital Identity Manager to strengthen engagement and grow paid bundle revenue.
- Increased the paid bundle price by 18%
- Recorded 27,315 Digital Identity Manager activations in the first year
- Increased average new acquisitions by 47%, with a 1% increase in average deactivations
Report
Minding the Trust Gap: Identity and Fraud Insights for Retail Banking in 2026
This report examines the gap between the protection consumers expect from retail banks and the trust they place in them.
- Shares 2026 findings on fraud, identity, biometrics and AI.
- Explores how mobile banking, security friction and invisible protections shape customer experience.
- Outlines ways banks can make protection more visible, explainable and controllable.
Report
Q3 2026 Lending Conditions Chartbook
Explore economic conditions and consumer credit trends shaping the lending environment in Q3 2026.
- Economic and labor market indicators, inflation and interest rates
- Lending standards, credit demand and originations across major products
- Delinquency trends by product, borrower segment and lender type