Video
Published September 26, 2025
Banks Credit Unions Advanced Analytics & Modeling Credit Decisioning Risk Management
A strong credit risk decisioning strategy is crucial for any financial institution looking to stand out from the competition, book more high performing loans, and drive revenue. Lenders can achieve this by implementing next-gen AI technology to:
- Build and deploy models faster
- Optimize lending criteria
- Reduce fraud risk
Watch this video to learn how you can level up your credit decisioning journey across the customer lifecycle with the Experian Ascend Platform.
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White Paper
Governing AI at Scale for Adaptive Model Risk Management
Learn how financial institutions can modernize model risk management to govern AI responsibly at scale.
• Explore adaptive AI governance principles for regulated environments
• Understand the LLM-as-a-judge governance review approach
• See how AI-assisted governance improves oversight, evidence and accountability
Case Study
Turning thin-file members into incremental growth
Learn how a proactive credit card graduation strategy helped America First Credit Union responsibly expand member relationships while maintaining strong portfolio performance.
- Increased more than 32,000 credit card limits
- Generated approximately $26 million in balance growth
- Maintained just 0.59% delinquency
Webinar
Tracking first-party fraud: Industry benchmarks
Understand how first-party fraud is changing across financial institutions and what it means for your organization. Learn from Experian experts using industry benchmark data.
- Explore year-over-year first-party fraud trends
- Compare fraud rates across banks, credit unions and fintechs
- Learn practical strategies to benchmark and strengthen fraud prevention
White Paper
The State of Decisioning: Competitive Advantage with AI
Discover where leading institutions are taking decisioning:
- Explores why intelligent decisioning is becoming a competitive advantage for financial institutions.
- Examines research on AI, data, governance and decision intelligence.
- Highlights common modernization challenges and practical strategies for improving decision outcomes.