White Paper
Published December 17, 2025
Banks Credit Unions Credit & Economic Trends Financial Inclusion
Read the latest findings about "Closing the credit gap" white paper, and what they mean for financial inclusion and risk management.
Key insights:
- Income and credit trends reveal significant disparities that impact access to financial products.
- Demographic shifts across gender, household structures, ethnicities, and generations are reshaping borrower profiles.
- Lenders who adapt their strategies and product offerings can expand their customer base, reduce default rates, and lead in inclusive finance.
Complete the form to access the white paper
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Thank you for your interest
Your free Experian resource is now available. Enjoy!
Webinar
Commercial construction risk isn't generic. Your score shouldn't be either.
Most commercial risk models are designed to assess every industry. Construction operates by a different set of rules. Explore the data, research, and analytics behind Experian's first construction-specific score and learn how trade creditors can improve risk visibility, credit decisions, and portfolio performance.
Webinar
Q3 2026 Macroeconomic Scenarios Forecast
Explore Experian's Q3 2026 U.S. economic outlook and scenarios forecasts.
- See GDP projections for 2026 and 2027.
- Understand the outlook for inflation and unemployment.
- Review expectations for Federal Reserve interest rates.
- Compare base-case, optimistic and pessimistic scenarios.
Report
2026 State of Telecommunications Report
Telecom providers are operating in a mature market where customer behavior and credit trends are shaping performance. This report explores how those shifts influence outcomes across the lifecycle, including:
- Early-stage delinquency and payment behavior
- Acquisition and upgrade exposure
- Alternative data, including ITIN populations
- Lifecycle drivers of long-term performance