Report
Published January 7, 2025
Economic & Market Insights
The economy is heading into the new year on solid footing and the credit environment is showing early signs of stabilizing after two years of rising delinquency, tighter lending standards, and slowing credit growth. In the Q4 Lending Conditions Chartbook, Chief Economist Joseph Mayans breaks down key economic trends and dives deep into the latest developments in credit conditions across products and regions.
Complete the form to access the report
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Thank you for your interest
Your free Experian resource is now available. Enjoy!
Report
Stablecoins 101
Financial Frontiers explores the structural shifts, emerging technologies, and regulatory developments reshaping financial services. In this inaugural brief, we examine how stablecoins are moving from niche crypto instruments to institutional financial infrastructure — and what that means for strategy, liquidity, and competitive positioning.
- Why stablecoins are gaining institutional traction
- Regulatory momentum and implications for financial firms
- Strategic questions leaders should be asking now
White Paper
The New Unlock for Mortgage
Mortgage lenders face rising fallout, affordability strain, and shifting borrower expectations. This white paper explores how embedded financial wellness strengthens conversion, reduces risk, and builds long-term trust.
- Improve inquiry-to-close conversion
- Manage risk with real-time credit insights
- Address affordability pressures proactively
- Deepen engagement and drive sustainable growth
Report
2026 Public Sector Trends and Impact Report
Read our first-annual 2026 Public Sector Trends & Impact Report to understand the forces reshaping agency operations and trust:
- Rising fraud and program integrity risks
- Modernization challenges across legacy and digital systems
- Workforce strain and responsible automation
- Securing citizen access without increasing friction
Report
2026 State of Energy and Utilities Report
Read our first-ever State of Energy and Utilities Report examining the forces shaping the industry this year.
- Rising arrearages and affordability pressures
- Expanding digital channels and identity-related fraud exposure
- AI-driven demand, data center growth and grid resiliency challenges
- Data-driven strategies to reduce risk and strengthen customer trust