Report
Published April 8, 2026
Credit & Economic Trends Economic & Market Insights
The consumer credit market entered 2026 on stable footing, but rising uncertainty - from geopolitical conflict, energy costs, and interest rates - is reshaping the outlook for lenders and consumers alike. Explore what’s changing and what it means for your strategy.
- Delinquencies stabilizing, standards easing
- Rising costs pressuring consumer affordability
- New risks shaping lending growth outlook
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Q2 2026 Lending Conditions Chartbook
Understand the economic and consumer trends shaping today's lending environment.
- U.S. economic outlook and market conditions
- Consumer credit demand and financial stress trends
- Lending performance across major credit products
- Key indicators to inform lending and portfolio strategies
Webinar
2026 Credit Card Trends
Credit card performance remains a key indicator of consumer financial health. Join Experian experts as they explore the latest credit card trends shaping 2026.
- Credit card balances, utilization, and payment behavior
- Delinquency and risk trends across consumer segments
- What lenders and businesses should watch in 2026
Report
AI: Reshaping Financial Services
AI is being adopted faster than the internet and personal computer, and financial services organizations are at the forefront of the transformation. Discover how lenders are leveraging AI across the lending lifecycle – from underwriting and origination to portfolio management – and what these innovations mean for the future of credit.
Report
2026 State of the U.S. Rental Market Report
The latest report provides a holistic view of the forces shaping today’s rental market and the evolving renter experience in 2026.
- Understand how affordability is reshaping renter behavior
- Explore generational shifts and rising rent burdens
- Analyze mobility, migration and payment trends
- Learn how financial conditions impact renter outcomes