This website is offered by Experian Information Solutions, Inc. ("Experian") for visitors to Experian.com’s business services. If you are interested in Experian’s privacy policy governing access to individual credit reports and scores, please click here.

By visiting and using Experian.com’s business content and services, you agree to the terms of this Policy. If you do not agree to the terms of this Policy, please do not use the Site. We reserve the right to change this Policy without prior notice. You agree to obtain annual notices of, and changes to, this Policy electronically by visiting this Site. You can determine when this Policy was last revised by referring to the "Last Revised" legend at the top of this page. Any changes to our Policy will become effective upon our posting of the revised Policy on the Site. Use of the Site following such changes constitutes your acceptance of the revised Policy then in effect. Therefore, we encourage you to review this Site from time to time for changes to our Policy.

Please note that this privacy policy applies exclusively to content and business services provided through Experian.com. This policy does not apply to any other Experian product, website or service, including products or related services delivered on other websites owned or managed by Experian or affiliated companies, including credit reports, credit scores, or related products offered through ConsumerInfo.com (“CIC”). Click here for a list of other Experian product and services privacy policies.

WHAT TYPES OF INFORMATION DO WE COLLECT ABOUT YOU?
We collect personal information and non-personal information through the Site. Personal information is information that identifies you as an individual. Non-personal information is aggregated information, demographic information, IP addresses and any other information that does not reveal your specific identity.

Personal information. We may collect the following types of personal information:

  • Information provided by you when filling out forms or ordering products and services through the Site. For example, you may be required to submit personal information such as your name, address, telephone number and e-mail address.
  • Information provided about you or your business, such as during requests for information, filling out surveys, or participating in contests.
  • When you make a purchase through the Site, we may collect your credit card number or other payment account number, billing address and other information related to such purchase (collectively, "Payment Information") from you.
  • Other information we may collect if you create an account with us, such as city of birth or mother's maiden name, which may be used to verify your identity in the event you forget your login information required for our online products.
  • We will also collect certain information arising out of your use of our website, or augment the data we collect with other information from other online or offline sources.
  • We reserve the right to collect information about you and store it in connection with other online or offline information we may possess or obtain about you.
  • Information you provide us through customer service correspondence and general feedback.
  • Video or other content you choose to submit to us, such as commentary about our products and services, testimonials, or other similar content you share publicly or with consent.

Non-Personal information. When you visit the Site, we may collect non-personal information, such as a catalog of the Site pages you visit. Non-personal information is generally collected through the Site from the following sources: server log files, environmental variables, cookies, pixel tags and other similar technologies and information that you voluntarily provide.

  • Server Log Files. Your Internet Protocol (IP) address is a number that is automatically assigned to the computer that you are using by your Internet Service Provider (ISP). This number is identified and logged automatically in our server log files whenever you visit the Site, along with the time(s) of your visit(s) and the page(s) that you visited. We use your IP address, and the IP addresses of all users, for purposes such as calculating Site usage levels, helping diagnose problems with the Site's servers, and administering the Site. Collecting IP addresses is standard practice on the Internet and is done automatically by many websites.
  • Environmental Variables. We and our service providers may also collect certain environmental variables, such as computer operating system type, screen resolution, and type and version of web browser. These environmental variables are collected by most browsers and mobile devices, and can be used to optimize your experience with our site or mobile content.
  • Cookies and Similar Technologies. We, our service providers, and/or non-affiliated Third-parties, may use "cookies" or similar technologies on the Site. Cookies are data that a web server transfers to, and from, an individual's computer for recordkeeping purposes and to optimize information on the website. Cookies are an industry standard used by many websites, and can facilitate your ongoing access to and use of a particular website; cookies do not cause damage to your computer systems or files. If you do not want information collected through the use of cookies, there is a simple procedure in most browsers that allows you to automatically decline cookies, or to be given the choice of declining or accepting the transfer of a particular cookie, or cookies from a particular website, to your computer. At this time we do not respond to 'do not track' browser signals. Additionally, please see the "Your Choices" section below for instructions on how to opt-out of sharing certain information related to the use of cookies or similar technologies.
  • Pixel Tags. We, our service providers, and/or non-affiliated Third-parties, may also use so-called "pixel tags," "web beacons," "clear GIFs" or similar means (collectively, "Pixel Tags") in connection with some Site pages and HTML-formatted e-mail messages to, among other things, compile aggregate statistics about Site usage and response rates. A Pixel Tag is an electronic image, often a single pixel (1x1), that is ordinarily not visible to Site visitors and may be associated with Cookies on the visitors' hard drives. Pixel Tags allow us to count users who have visited certain pages of the Site, to deliver branded services, to provide online advertising, and to help determine the effectiveness of promotional or advertising campaigns. When used in HTML-formatted e-mail messages, Pixel Tags can tell the sender whether and when the e-mail has been opened.
  • Information That You Voluntarily Provide. We also collect non-personal information (e.g., your geographic location, etc.) when you voluntarily provide such information to us. When such information is not combined with any personal information, such information is considered to be non-personal information, as it does not personally identify you or any other user. Additionally, we may aggregate personal information in a manner such that the end-product does not personally identify you or any other user of the Site, for example, by using personal information to calculate the percentage of our users who have a particular telephone area code. Such aggregate information is considered non-personal information for purposes of this Policy.
  • Please note that if we combine any non-personal information with personal information, the combined information will be treated by us as personal information as long as it is so combined.

HOW DO WE USE THE INFORMATION COLLECTED?
Personal Information. We may use personal information we collect in the following ways:

  • Fulfillment of Requests. We may use personal information collected about you to provide you with products, services or information that you request.
  • Administrative Communications. From time to time we may use personal information to send to you important information regarding the Site, or changes to our terms, conditions, and policies. Because this information may be important to your use of the Site, you may not opt-out of receiving such communications.
  • Other Communications. From time to time, we may use personal information to inform you of products, programs, services and promotions that we believe may be of interest to you. If you would prefer that we do not send such email marketing messages to you, please see the "Your Choices" section below.
  • Purchases. We may use personal information, including Payment Information in order to fulfill your purchase.
  • Promotions. We may operate sweepstakes, contests and similar promotions (collectively, "Promotions") through the Site. We typically ask you for certain personal information when you enter and, if applicable, win a Promotion. You should carefully review the rules, if any, of each Promotion in which you participate through the Site, as they may contain additional important information about our use of personal information. To the extent that the terms and conditions of such rules concerning the treatment of personal information conflict with this Policy, the terms and conditions of such rules will control.
  • Internal Business Purposes. We may also use personal information for our internal business purposes, such as data analysis and audits. In addition, we may also use personal information to enhance our information and to aid us in providing our customers with targeted promotions.
  • Compliance With Laws. We may also contact any user of this online service for system notifications, audit, and verification purposes in order to comply with Experian policy or laws and regulations. For example, we may institute random mail or telephonic confirmations to ensure that our system is secure.

Non-Personal Information. Because non-personal information does not personally identify you, we may use such information for any purpose. In addition, we reserve the right to disclose such non personal information to other third parties, for any purpose.

In some instances, we may combine non-personal information with personal information. If we combine any non-personal information with personal information so that it personally identifies you, the combined information will be treated by us as personal information as long as it is combined.

We may, along with our affiliates and marketing partners enhance and/or merge non-personal information about you with data collected from other sources and use it in direct and/or online marketing. In the event we enhance and/or merge such non-personal information with data collected from other sources, we will take reasonable steps to maintain the integrity and quality of that information.

DO WE DISCLOSE INFORMATION TO THIRD PARTIES?
We may disclose information about you to affiliated and non-affiliated third parties.

  1. Affiliates. We may disclose the information that we collect to our affiliated companies to provide the products you request, to enhance our products to better suit your needs, and from time to time for marketing purposes.
  2. Business Partners. We may partner with other companies to offer you products or services or to fulfill the products or services that you order. We may disclose personal information and/or non-personal or de-identified information collected about you to such third-party partners for the purposes described in this Policy.
  3. Service Providers. We work with third parties who provide services including but not limited to credit card processing, data analysis, order fulfillment, list enhancement and other administrative services. We may disclose personal information to such third parties for the purpose of enabling these third parties to provide services to us. Such services may include: marketing distribution, email list management services, advertising, certain product functionalities, customer support, web hosting, customer data management and enhancement, fulfillment services (e.g., companies that fill product orders or coordinate mailings), research and surveys, data analysis and email service.
  4. Assignment. We reserve the right to transfer any and all information that we collect from Site users to an affiliate or a third party in the event of any reorganization, merger, sale, joint venture, assignment, transfer or other disposition of all or any portion of our business, assets or stock (including without limitation in connection with any bankruptcy or similar proceedings).
  5. Law enforcement; emergencies; compliance; other purposes permitted by law. Notwithstanding any other provision of this Policy to the contrary, we reserve the right to disclose personal information to others as we believe appropriate (a) to comply with legal process; (b) to respond to governmental requests; (c) to authenticate users or otherwise enforce our Terms of Use; (d) to protect the rights, privacy, safety or property of Experian or affiliated companies, including you or others; (e) to permit us to pursue available remedies or limit the damages that we may sustain; and (f) for any other purpose permitted by applicable law.
  6. Aggregate, Non-Personal, or De-identified Information. We may share aggregated information (i.e., information about you and other customers collectively, but not specifically identifiable to you) and other non-personal, de-identified, or anonymous information we collect with third parties, including affiliates to develop and deliver targeted advertising on our Site and on the websites of third parties. If you would prefer that we do not utilize cookies with your website experience, or would prefer to restrict the use of cookies with network advertising partners, please see the "Your Choices" section below.

YOUR CHOICES
You have choices when it comes to updating your information, learning about new offers or products offered by us, our partners or affiliates. If you do not wish to receive offers of products from us, our partners or affiliates, here are the methods in which you can opt out:

  • Commercial Email. If you prefer not to receive emails from us about offers and Promotions please unsubscribe via the unsubscribe link or other option provided in a received commercial email. In most instances on this website, you may also be presented with the option to opt-out of commercial email at the time you provide us with your email address. 
  • Cookies. Subject to the section above pertaining to cookies and similar technologies, you have the ability to prohibit being served personalized content or advertisements based on cookie technology. We may utilize reputable third-party vendors to serve advertisements. If however, you are not comfortable with cookies, you can adjust the settings within your browser to further prohibit being served a cookie. Please see the browser's instructions to perform this task. Additionally, the Digital Advertising Alliance (DAA) has developed an opt-out tool with the express purpose of allowing consumers to "opt-out" of the targeted advertising delivered by its member networks. We may share anonymous or de-identified information with such DAA participant companies for the purposes of delivering targeted advertising; however you may visit the DAA opt-out page and opt-out of this cookie tracking if you do not wish to receive targeted advertising. Please visit: http://www.aboutads.info/choices for more information.
  • Changing information. Corrections or updates to your information including your email address, phone number, mailing address, credit card information or password reminder phrase can be made by contacting an Experian account representative or filling out the online form linked from the relevant web page for the product or services in question.  
  • Click here for information on how to opt- out of Direct Mail, Telemarketing, Audience IQ (advertising cookies), Email or Preapproved offers of credit.

We will endeavor to comply with your request as soon as reasonably practicable. Please note that if you opt-out as described above, we will not be able to remove personal information about you from the databases of third parties with which we have already disclosed personal information as of the date that we implement your opt-out request. If you wish to cease receiving marketing-related e-mails from third parties, please contact such third parties directly or utilize any opt-out mechanisms set forth in their respective privacy policies or marketing-related emails.

HOW DO WE PROTECT YOUR INFORMATION?
We have security measures and tools, such as firewalls, in place to help protect against the loss, misuse and alteration of the information under our controlAdditionally, Experian restricts access to information that you provide only to those employees who need to know such information to provide and process the information you have requested or to investigate matters you have requested be investigated. Experian maintains physical, electronic and procedural safeguards to guard your information. Experian also utilizes systems access controls to protect your information. Experian continually monitors access to its systems to detect unauthorized attempts to gain access to information. Please be aware, however, that no data security measures can be guaranteed to be completely effective.

LINKS
The Site may contain links to third-party websites. These linked sites are not under our control and we are not responsible for the privacy practices or the contents of any such linked site, or any link contained in any linked site. We provide such links only as a convenience, and the inclusion of a link on the Site does not imply endorsement of the linked site by us. If you provide any personal information through any such third-party website, your transaction will occur on the third party's website (not the Site) and the personal information you provide will be collected by, and controlled by the privacy policy of, that third party. We recommend that you familiarize yourself with the privacy policies and practices of any third parties. PLEASE NOTE THAT THIS POLICY DOES NOT ADDRESS THE PRIVACY OR INFORMATION PRACTICES OF ANY THIRD PARTIES.

LOCATION
We control and operate the Site from the United States, and the Site is not intended to subject us to the laws or jurisdiction of any state, country or territory other than that of the United States. We do not represent or warrant that the Site, or any part thereof, is appropriate or available for use in any particular jurisdiction. Those who choose to access the Site do so on their own initiative and at their own risk, and are responsible for complying with all local laws, rules and regulations. We may limit the Site's availability, in whole or in part, to any person, geographic area or jurisdiction we choose, at any time and in our sole discretion.

Experian complies with the U.S.-EU Safe Harbor Framework and the U.S.-Swiss Safe Harbor Framework as set forth by the U.S. Department of Commerce regarding the collection, use, and retention of personal information from European Union member countries and Switzerland. Experian has certified that it adheres to the Safe Harbor Privacy Principles of notice, choice, onward transfer, security, data integrity, access, and enforcement. To learn more about Experian's participation in the U.S.-EU Safe Harbor program, and to view Experian’s certification, please visit our Safe Harbor privacy policy page.

A SPECIAL NOTE REGARDING INDIVIDUALS UNDER 18 YEARS OLD
The Site is not directed to individuals under the age of eighteen (18), and we request that such individuals not provide personal information through the Site. If you are under 18 years of age, you may browse our Site; however, you may not provide personal information to us such as name, address, or email address, and you may not register for, enroll in, and/or make product purchases.

CONTACTING US
If you have any questions regarding this Policy, please contact us by filling out this web form. Please note that this communication will not necessarily be secure; accordingly you should not include credit card information or other sensitive information in your use of that form to correspond with US agencies. Our credit-reporting business is regulated by the federal Fair Credit Reporting Act (FCRA) and companion federal and state laws. We are also held accountable by various other laws and industry standards as well as your expectations. We are sensitive to your interest in privacy, and we are committed to letting you know what information is being collected, how the information is being used, and in providing you choices in the use of the information. Each time we request identification information from you, we will explain why we are asking and how we will use your information. The online personal credit report service is provided to consumers in accordance with the FCRA and with Experian's Information Values.  

By using the Site, you agree to the terms of this Policy. If you do not agree to the terms of this Policy, please do not use the Site. We reserve the right to change this Policy without prior notice. You agree to obtain annual notices of, and changes to, this Policy electronically by visiting this Site. You can determine when this Policy was last revised by referring to the "Last Revised" legend at the top of this page. Any changes to our Policy will become effective upon our posting of the revised Policy on the Site. Use of the Site following such changes constitutes your acceptance of the revised Policy then in effect. Therefore, we encourage you to review this Site from time to time for changes to our Policy.

Please note that this privacy policy applies exclusively to online credit reports, scores and related credit products provided by Experian Information Solutions, Inc. and delivered through the Experian.com website. This policy does not apply to products or related services delivered on other websites owned or managed by Experian or affiliated companies, including credit reports, credit scores, or credit-products or services advertised on Experian.com but offered through ConsumerInfo.com, Inc. (“CIC”)  Please refer to CIC’s privacy policy here. For more information about Experian’s online privacy practices with respect to our various lines of businesses, products or services delivered through Experian.com, please click here for our Visitor Privacy Policy.

Consumer Authentication Information

We will not release an individual's personal credit report through this website without first conducting an authentication process of the requester or without the individual’s consent. To complete this process we require that you provide us with the requested personal information during the online registration, authentication, and ordering process. Additionally, we will ask you several multiple choice questions about your credit history and other information that only you should know. We cannot deliver your personal credit report online if you do not provide us with this information or if you provide us with incorrect information. We take these precautions for your privacy and security protection.

When you register an account with us, we will store your email, address, full name, PIN and password. You can use the email address, PIN and password to gain access to your online account.  We will also store the information you provide to us during your visit for fraud detection and verification purposes. Your email address does not become part of your credit information, but does become part of your online profile with this Service Website.  

WHAT TYPES OF INFORMATION DO WE COLLECT ABOUT YOU?
We collect personal information and non-personal information through the Site. Personal information is information that identifies you as an individual. Non-personal information is aggregated information, demographic information, IP addresses and any other information that does not reveal your specific identity.

[Statements eliminated that are part of Experian Connect policy as it is duplicitous with other sections]

Personal information. We may collect the following types of personal information:

  • Information provided by you when ordering credit-related products through the Site. For example, you will be required to submit personal information such as your name, address, social security number, date of birth, telephone number and e-mail address.
  • Information provided about your children when enrolling your children in child identity monitoring products. For example, as a legal guardian, you will be required to submit the child's first and last name, Social Security number, and date of birth in order to register that child in identity monitoring with the credit bureau.
  • Credit and debit card account information collected from you or your credit reports when enrolling in our card registry product. For example, we will collect credit and debit card account information from you on our sites, over the phone, and from your credit reports from the three national credit reporting companies in order to cancel the cards per your request in the event that they are lost or stolen.
  • When you make a purchase through the Site, we may collect your credit card number or other payment account number, billing address and other information related to such purchase (collectively, "Payment Information") from you.
  • Other information we collect, such as city of birth and mother's maiden name, is used to verify your identity in the event you forget your login information required for our online products.
  • We will also collect certain information arising out of your use of our web site, or augment the data we collect with other information from other online or offline sources.
  • We reserve the right to collect information about you and store it in connection with other online or offline information we may possess or obtain about you.
  • Information you provide us through customer service correspondence and general feedback.
  • Video content you choose to submit to us, such as commentary about our products and services, testimonials, or other similar content you share through video.

Non-Personal information. When you visit the Site, we may collect non-personal information, such as a catalog of the Site pages you visit. Non-personal information is generally collected through the Site from the following sources: server log files, environmental variables, cookies, pixel tags and other similar technologies and information that you voluntarily provide.

  • Server Log Files. Your Internet Protocol (IP) address is a number that is automatically assigned to the computer that you are using by your Internet Service Provider (ISP). This number is identified and logged automatically in our server log files whenever you visit the Site, along with the time(s) of your visit(s) and the page(s) that you visited. We use your IP address, and the IP addresses of all users, for purposes such as calculating Site usage levels, helping diagnose problems with the Site's servers, and administering the Site. Collecting IP addresses is standard practice on the Internet and is done automatically by many websites.
  • Environmental Variables. We and our service providers may also collect certain environmental variables, such as computer operating system type, screen resolution, and version of web browser. These environmental variables are collected by most browsers and can be used to optimize your experience on the Site.
  • Cookies and Similar Technologies. We, our service providers, and/or non-affiliated Third-parties, may use "cookies" or similar technologies on the Site. Cookies are data that a web server transfers to, and from, an individual's computer for recordkeeping purposes and to optimize information on the website. Cookies are an industry standard used by many websites, and can facilitate your ongoing access to and use of a particular website; cookies do not cause damage to your computer systems or files. If you do not want information collected through the use of cookies, there is a simple procedure in most browsers that allows you to automatically decline cookies, or to be given the choice of declining or accepting the transfer of a particular cookie, or cookies from a particular website, to your computer. At this time we do not respond to 'do not track' browser signals. Additionally, please see the "Your Choices" section below for instructions on how to opt-out of sharing certain information related to the use of cookies or similar technologies.
  • Pixel Tags. We, our service providers, and/or non-affiliated Third-parties, may also use so-called "pixel tags," "web beacons," "clear GIFs" or similar means (collectively, "Pixel Tags") in connection with some Site pages and HTML-formatted e-mail messages to, among other things, compile aggregate statistics about Site usage and response rates. A Pixel Tag is an electronic image, often a single pixel (1x1), that is ordinarily not visible to Site visitors and may be associated with Cookies on the visitors' hard drives. Pixel Tags allow us to count users who have visited certain pages of the Site, to deliver branded services, to provide online advertising, and to help determine the effectiveness of promotional or advertising campaigns. When used in HTML-formatted e-mail messages, Pixel Tags can tell the sender whether and when the e-mail has been opened.
  • Information That You Voluntarily Provide. We also collect non-personal information (e.g., your geographic location, etc.) when you voluntarily provide such information to us. When such information is not combined with any personal information, such information is considered to be non-personal information, as it does not personally identify you or any other user. Additionally, we may aggregate personal information in a manner such that the end-product does not personally identify you or any other user of the Site, for example, by using personal information to calculate the percentage of our users who have a particular telephone area code. Such aggregate information is considered non-personal information for purposes of this Policy.
  • Please note that if we combine any non-personal information with personal information, the combined information will be treated by us as personal information as long as it is so combined.

HOW DO WE USE THE INFORMATION COLLECTED?
Personal Information. We may use personal information we collect in the following ways:

  • Fulfillment of Requests. We may use personal information collected about you to provide you with products, services or information that you request.
  • Administrative Communications. From time to time we may use personal information to send to you important information regarding the Site, or changes to our terms, conditions, and policies. Because this information may be important to your use of the Site, you may not opt-out of receiving such communications.
  • Other Communications. From time to time, we may use personal information to inform you of products, programs, services and promotions that we believe may be of interest to you. If you would prefer that we do not send such email marketing messages to you, please see the "Your Choices" section below.
  • Purchases. We may use personal information, including Payment Information in order to fulfill your purchase.
  • Promotions. We may operate sweepstakes, contests and similar promotions (collectively, "Promotions") through the Site. We typically ask you for certain personal information when you enter and, if applicable, win a Promotion. You should carefully review the rules, if any, of each Promotion in which you participate through the Site, as they may contain additional important information about our use of personal information. To the extent that the terms and conditions of such rules concerning the treatment of personal information conflict with this Policy, the terms and conditions of such rules will control.
  • Internal Business Purposes. We may also use personal information for our internal business purposes, such as data analysis and audits. In addition, we may also use personal information to enhance our information and to aid us in providing our customers with targeted promotions.
  • Compliance With Laws.   We may also contact any user of this online service for system notifications, audit, and verification purposes in order to comply with Experian policy or laws and regulations governing the credit reporting industry. For example, we may institute random mail or telephonic confirmations to ensure that our system is secure.

If you have purchased your Experian Credit Report and VantageScore® from the Service Website, and you have elected to contact Experian's National Consumer Assistance Center ("NCAC") through the applicable link provided on the Service Website, your pertinent identifying information may be provided to the NCAC in order to facilitate your request for obtaining a free consumer file disclosure required in order for you to dispute any inaccurate information in your credit report directly with the NCAC.

Non-Personal Information. Because non-personal information does not personally identify you, we may use such information for any purpose. In addition, we reserve the right to disclose such non personal information to other third parties, for any purpose.

In some instances, we may combine non-personal information with personal information. If we combine any non-personal information with personal information so that it personally identifies you, the combined information will be treated by us as personal information as long as it is combined.

DO WE DISCLOSE INFORMATION TO THIRD PARTIES?
We may disclose information about you to affiliated and non-affiliated third parties.

  1. In Conjunction with Credit Report Updates. Any personal information you provide to us in the course of updating your credit profile through this website may be used by Experian and our clients as permissible under the FCRA or other applicable laws.  
  2. Affiliates. We may disclose the information that we collect to Experian’s affiliated companies, to provide the products you request, to enhance our products to better suit your needs, and from time to time for marketing purposes.
  3. Service Providers. We work with third parties who provide services including but not limited to credit card processing, data analysis, order fulfillment, list enhancement and other administrative services. We may disclose personal information to such third parties for the purpose of enabling these third parties to provide services to us. Such services may include: marketing distribution, email list management services, advertising, certain product functionalities, customer support, web hosting, customer data management and enhancement, fulfillment services (e.g., companies that fill product orders or coordinate mailings), research and surveys, data analysis and email service.
  4. Assignment. We reserve the right to transfer any and all information that we collect from Site users to an affiliate or a third party in the event of any reorganization, merger, sale, joint venture, assignment, transfer or other disposition of all or any portion of our business, assets or stock (including without limitation in connection with any bankruptcy or similar proceedings).
  5. Law enforcement; emergencies; compliance; other purposes permitted by law. Notwithstanding any other provision of this Policy to the contrary, we reserve the right to disclose personal information to others as we believe appropriate (a) to comply with legal process; (b) to respond to governmental requests; (c) to authenticate users or otherwise enforce our Terms of Use; (d) to protect the rights, privacy, safety or property of Experian or affiliated companies, including ConsumerInfo.com, Inc., you or others; (e) to permit us to pursue available remedies or limit the damages that we may sustain; and (f) for any other purpose permitted by applicable law.
  6. Aggregate, Non-Personal, or De-identified Information. We may share aggregated information (i.e., information about you and other customers collectively, but not specifically identifiable to you) and other non-personal, de-identified, or anonymous information we collect with third parties, including affiliates to develop and deliver targeted advertising on our Site and on the websites of third parties. If you would prefer that we do not utilize cookies with your website experience, or would prefer to restrict the use of cookies with network advertising partners, please see the "Your Choices" section below.

YOUR CHOICES
You have choices when it comes to updating your information, learning about new offers or products offered by us, our partners or affiliates. If you do not wish to receive offers of products from us, our partners or affiliates, here are the methods in which you can opt out:

  • Commercial Email. If you prefer not to receive emails from us about offers and Promotions please unsubscribe via the unsubscribe link or other option provided in an email.
  • Cookies. Subject to the section above pertaining to cookies and similar technologies, you have the ability to prohibit being served personalized content or advertisements based on cookie technology. We may utilize reputable third-party vendors to serve advertisements. If however, you are not comfortable with cookies, you can adjust the settings within your browser to further prohibit being served a cookie. Please see the browser's instructions to perform this task. Additionally, the Digital Advertising Alliance (DAA) has developed an opt-out tool with the express purpose of allowing consumers to "opt-out" of the targeted advertising delivered by its member networks. We may share anonymous or de-identified information with such DAA participant companies for the purposes of delivering targeted advertising; however you may visit the DAA opt-out page and opt-out of this cookie tracking if you do not wish to receive targeted advertising. Please visit: http://www.aboutads.info/choices for more information.
  • Changing account information. Corrections or updates to your account information including your email address, phone number, mailing address, credit card information or password reminder phrase may be made through the edit profile section of your account on the Site. If necessary, other corrections or updates to your information can be made by contacting a customer care representative using the link provided on the website. For your protection, our customer care representatives may request supporting documents before making any changes or updates to your account information.  For changes to your credit report, please refer to our disputes section

We will endeavor to comply with your request as soon as reasonably practicable. Please note that if you opt-out as described above, we will not be able to remove personal information about you from the databases of third parties with which we have already disclosed personal information as of the date that we implement your opt-out request. If you wish to cease receiving marketing-related e-mails from third parties, please contact such third parties directly or utilize any opt-out mechanisms set forth in their respective privacy policies or marketing-related emails.

HOW DO WE PROTECT YOUR INFORMATION?
We have security measures and tools, such as firewalls, in place to help protect against the loss, misuse and alteration of the information under our controlAdditionally, Experian restricts access to information that you provide only to those employees who need to know such information to provide and process the information you have requested or to investigate matters you have requested be investigated. Experian maintains physical, electronic and procedural safeguards to guard your information. Experian also utilizes systems access controls to protect your information. Experian continually monitors access to its systems to detect unauthorized attempts to gain access to information.  Please be aware, however, that no data security measures can be guaranteed to be completely effective.

LINKS
The Site may contain links to third-party websites. These linked sites are not under our control and we are not responsible for the privacy practices or the contents of any such linked site, or any link contained in any linked site. We provide such links only as a convenience, and the inclusion of a link on the Site does not imply endorsement of the linked site by us. If you provide any personal information through any such third-party website, your transaction will occur on the third party's website (not the Site) and the personal information you provide will be collected by, and controlled by the privacy policy of, that third party. We recommend that you familiarize yourself with the privacy policies and practices of any third parties. PLEASE NOTE THAT THIS POLICY DOES NOT ADDRESS THE PRIVACY OR INFORMATION PRACTICES OF ANY THIRD PARTIES.

LOCATION
We control and operate the Site from the United States, and the Site is not intended to subject us to the laws or jurisdiction of any state, country or territory other than that of the United States. We do not represent or warrant that the Site, or any part thereof, is appropriate or available for use in any particular jurisdiction. Those who choose to access the Site do so on their own initiative and at their own risk, and are responsible for complying with all local laws, rules and regulations. We may limit the Site's availability, in whole or in part, to any person, geographic area or jurisdiction we choose, at any time and in our sole discretion.

A SPECIAL NOTE REGARDING INDIVIDUALS UNDER 18 YEARS OLD
The Site is not directed to individuals under the age of eighteen (18), and we request that such individuals not provide personal information through the Site. If you are under 18 years of age, you may browse our Site; however, you may not provide personal information to us such as name, address, or email address, and you may not register for, enroll in, and/or make product purchases.

CONTACTING US
If you have any questions regarding this Policy or Experian’s privacy practices, please contact us by using this web form. Please note that this communication will not necessarily be secure; accordingly you should not include credit card information or other sensitive information in your use of that form to correspond with us.