White Paper
Published July 18, 2019
Alternative Financial Services Credit & Economic TrendsClarity Services, a part of Experian, provides valuable alternative credit data to alternative financial service providers. Clarity's alternative data gives lenders a more complete picture of nonprime applicants, so they can make better and more informed decisions.
We analyzed the trends and financial behavior of nonprime consumers by looking at application and loan data in Clarity's specialty credit bureau from 2014 through 2018. A study sample of more than 350 million consumer loan applications and more than 25 million loans was created and leveraged to evaluate market trends during this period. Data from Experian's national credit bureau was also used to help profile consumers.
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Report
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White Paper
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Download the white paper to learn about changing demographics across gender, household dynamics, ethnicities and generational shifts.
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Webinar
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As we step closer to 2026, all eyes remain on the economic outlook, the labor market and consumer health. Experian’s Chief Economist Joseph Mayans, Director of Fintech Gavin Harding and Solution Insights Director Amanda Roth, will provide a look into:
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Video
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Check out the full report to see how these trends could impact your strategy!