Video
Commercial Pulse Highlights - 11.12.2024
Published November 12, 2024
Commercial Commercial Insights Credit & Economic Trends Economic & Market Insights
As published on the Business Information blog in a post titled Rising Retail Demand Meets Cautious Lending, Experian’s latest Commercial Pulse Report reveals significant trends shaping the retail sector:
🔹 25% increase in credit demand among retail businesses, as companies boost inventory for expected holiday sales.
🔹 Discretionary retail sectors like home goods face tighter lending, while Consumer Electronics and Department Stores are nearing pre-pandemic credit levels.
🔹 Retail delinquency rates and charge-offs are rising, putting pressure on commercial credit scores.
These insights highlight both opportunities and challenges for retailers navigating today’s economy. Check out the full report to see how these trends could impact your strategy!
Watch
Watch Video'}">
Webinar
Commercial construction risk isn't generic. Your score shouldn't be either.
Most commercial risk models are designed to assess every industry. Construction operates by a different set of rules. Explore the data, research, and analytics behind Experian's first construction-specific score and learn how trade creditors can improve risk visibility, credit decisions, and portfolio performance.
Webinar
Q3 2026 Macroeconomic Scenarios Forecast
Explore Experian's Q3 2026 U.S. economic outlook and scenarios forecasts.
- See GDP projections for 2026 and 2027.
- Understand the outlook for inflation and unemployment.
- Review expectations for Federal Reserve interest rates.
- Compare base-case, optimistic and pessimistic scenarios.
Webinar
From SBFE Data to Growth Intelligence: Strategies for Smarter Small Business Lending
Learn how SBFE data and Experian's analytical capabilities help lenders drive growth and improve decisioning.
- 20M+ small businesses and 110M+ accounts are represented in SBFE data, giving lenders significantly broader credit visibility than internal data alone.
- Nearly 40% of new commercial credit activity is coming from businesses less than 1 year old, highlighting the importance of building credit visibility early.
- AI is a top priority for 50% of banking leaders, but the webinar stressed that AI success depends on high-quality, validated, and enriched data.
