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Video
Published February 11, 2025
Commercial Commercial Insights Credit & Economic Trends Economic & Market InsightsThis week's Commercial Pulse Report highlights key economic trends and small business credit conditions, providing insights for lenders, risk professionals, and business leaders.
The U.S. economy continues to face high interest rates and shifting market conditions:
This report features the latest findings from the Experian Small Business Index™, a data-driven tool tracking small business financial health.
Check out the full report to see how these trends could impact your strategy!
Webinar
See how evolving credit scores, alternative data, and verification tools could help lenders improve the mortgage process and expand access to homeownership.
In this HousingWire conversation, Allison LaForgia speaks with Michele Bodda, Group President of Experian Housing, Verification Solutions and Employer Services. Bodda discusses how lenders can put modern credit scoring and consumer data to work in underwriting today.
Watch the video to hear about:
• Using alternative credit data to better represent consumers with limited traditional credit histories
• Bringing the right information into the underwriting process at the right time
• How Power Profile Plus lets lenders request another score later in the process without repurchasing the underlying credit data
• Experian’s investment in income and employment verification, including its partnership with Workday
• Opportunities to improve efficiency and help more people pursue homeownership
Report
Explore credit card market trends through Q2 2026, including changes in originations, issuer performance and consumer segments.
Webinar
In this episode of the Chrisman Commentary, we explore why income and employment verification are reaching a turning point for mortgage lenders and borrowers alike. Ryan Rosales discusses how new data sources, including Experian Verify’s integration with Workday, are helping move the industry beyond the traditional choice between a few verification providers and cumbersome manual documentation. Tune in to hear how greater competition, expanded data coverage, real-time verification, and a more open ecosystem could reduce borrower friction, lower lender costs, and potentially reshape the future of mortgage origination.
Report
Explore economic conditions and consumer credit trends shaping the lending environment in Q3 2026.