Video
Published April 8, 2024
Financial InclusionFor lenders, navigating the map to financial inclusion can be full of twists and turns. It's even more challenging when you don't have the right data, strategy, and technology to grow your business. Experian helps financial institutions and lenders find and approve more consumers while confidently mitigating risk at every turn.
Our team specializes in providing strategic consulting to help you elevate your inclusive finance approach. We can help you remove those roadblocks and get you on the right path to new growth opportunities.
Maximize the value of data and analytics to optimize decisioning and enhance the consumer experience. See how our portfolio of financial inclusion solutions helps drive your business goals at every turn.
Get on the road to inclusive finance today!
Watch the video
Watch now'}">
White Paper
Closing the credit gap
White paper about income and credit trends – across gender, household dynamics, ethnicities and generational shifts. These new findings explain why closing the credit gaps is a strategic priority for lenders.
Download the white paper to learn about changing demographics across gender, household dynamics, ethnicities and generational shifts.
Learn how pivoting your approach and product offerings may help you broaden your customer base to become leaders in inclusive finance
Case Study
Unlocking member insights with alternative data
Every lending decision you make relies on data, but what if that data only tells part of the story? Download our use case to meet two borrowers, Claudia and John, and discover how alternative data can help you:
- Reveal hidden financial stability in members.
- Identify early warning signs of risk.
- Enable more accurate and inclusive lending decisions.
- Drive stronger member relationships.
Case Study
Leveraging cash flow data across diverse borrowers
Our use cases share real-world examples of how cash flow insights help grow portfolios responsibly while expanding credit access. Explore scenarios across borrower types, including:
- Gig workers and freelancers with fluctuating income
- Small business owners with nontraditional cash flow patterns
- Thin-file and new-to-credit consumers lacking traditional credit history
- Subprime borrowers demonstrating positive financial behavior
Infographic
Growing your portfolio with cashflow insights
Millions of U.S. households remain unbanked, yet many possess the ability to borrow responsibly. Read our infographic to learn how you can leverage real-time cashflow data to:
- Reach consumers with little or no credit history.
- Tailor products to real financial behaviors.
- Make faster, more confident decisions.
- Improve access to credit and enhance portfolio performance.