White Paper
Published May 13, 2025
Fintech Banks Credit Unions Advanced Analytics & Modeling
GenAI isn’t just changing the financial services industry; it’s redefining it. When faced with industry challenges and economic uncertainty, leading financial institutions strategically leverage GenAI to drive business growth and profitability.
Experian’s latest innovation, Experian Assistant, is empowering financial institutions stay ahead of the competition while driving strong business results.
Experian Assistant enables organizations to:
- Enhance operational efficiency
- Reduce costs
- Improve customer experience
Download our latest white paper to unlock insights into how you can improve internal productivity, serve your customers more effectively and generate revenue.
Complete the form to access the white paper
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Thank you for your interest
Your free Experian resource is now available. Enjoy!
Report
Global Insights 2026: Predictions for Credit and Fraud Risk
Global Insights 2026 explores how financial institutions are shifting from rapid AI adoption to accountable, connected intelligence. As fraud grows more sophisticated and risk functions converge, success depends on governed data, orchestrated ecosystems, and explainable decisions at scale.
- Accountable AI with measurable ROI and governance
- Layered fraud and continuous identity verification
- Unified credit, fraud, and compliance intelligence
Tip Sheet
Experian Score Choice Bundle
Discover how Experian’s Score Choice Bundle can empower lenders with modern data and transparent pricing:
- Access VantageScore 4.0 and FICO® 2 in every transaction
- Gain deeper insight using expanded, modern consumer data
- Simplify workflows with predictable pricing and bundled scoring
- Support broader access to homeownership with faster model adoption
Tip Sheet
A companion piece to Bridging the credit divide: income, risk and inclusion in consumer finance
This summary outlines important research findings that help lenders drive a more inclusive environment for customers, while mitigating risk.
A few takeaways:
- Understanding the profiles of who’s more prone to exclusion informs risk management.
- Machine learning techniques can also be deployed to help detect economic interaction effects or shifts.
- Attributes like education level, occupation or rent/utilities payment history have predictive power in credit outcomes.
Webinar
Unlocking alternative data for smarter fintech decisions
Join Ashley Knight, Experian’s SVP of Product Management, and Haiyan Huang, Prosper’s Chief Credit Officer, to discover how:
- Alternative finance data is redefining how to verify and connect identities.
- Email and phone intelligence is unlocking new levels of precision in credit marketing.
- Open banking insights are becoming increasingly critical for financial inclusion and mitigating risk.