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      White Paper

      GenAI in finance: a formula for growth and profitability

      Published May 13, 2025

      Fintech Banks Credit Unions Advanced Analytics & Modeling
      GenAI in finance: a formula for growth and profitability

      GenAI isn’t just changing the financial services industry; it’s redefining it. When faced with industry challenges and economic uncertainty, leading financial institutions strategically leverage GenAI to drive business growth and profitability.

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      In this report, you’ll discover:

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      • 50+ reduction in manual reviews
      • Reduced fraud for lending partners by over 50%
      • $250K in potential losses prevented in a single attack
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      Financial institutions face several challenges during the credit decisioning process, such as poor data quality, scalability issues, data fragmentation, and high maintenance costs. Experian can help lending institutions enhance their credit decisioning journey at every step, through:

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      Discover how your organization can take your credit decisioning journey to the next level with the Experian Ascend Platform™.

      Webinar

      11 August 2025

      Macroeconomic forecasting and credit trends - August 2025

      Although the U.S. economy remains solid and has resisted a broader slowdown thus far in 2025, the outlook remains highly uncertain. In this environment, it is imperative for businesses to stay on top of the latest economic developments. Experian’s Chief Economist Joseph Mayans, Director of Fintech Gavin Harding and Head of Automotive Financial Insights Melinda Zabritski, will provide a look into:

      • The latest economic, credit and automotive finance trends
      • Forecasts for the rest of the year and beyond
      • Answers to today's most pressing questions
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