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Report

Fintech Trends Report: What you need to know for the second half of 2024

Published July 10, 2024

Fintech Economic & Market Insights

Experian's data scientists and analysts equip fintechs with consumer credit trends to help make strategic lending decisions as well as a profitable growth roadmap for the second half of 2024 and beyond. Impactful callouts from the report include:

  • Unsecured personal loan originations for fintech lenders are showing a stead 5-year growth despite being down from this time last year.
  • Delinquency rates for fintech lenders in both unsecured personal loads and credit cards are seeing Month-over-month decreases in Q1 of 2024.

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Commercial and small business lending, optimized

A concise guide to simplifying business credit modeling with automation. Learn how microservices streamline validation, testing, and analysis to help relationship managers, credit analysts, and adjudicators reduce manual effort, improve risk visibility, and make faster, more confident lending decisions.

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Q2 2026 Lending Conditions Chartbook

Understand the economic and consumer trends shaping today's lending environment.

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29 June 2026

2026 Credit Card Trends

Credit card performance remains a key indicator of consumer financial health. Join Experian experts as they explore the latest credit card trends shaping 2026.

  • Credit card balances, utilization, and payment behavior
  • Delinquency and risk trends across consumer segments
  • What lenders and businesses should watch in 2026
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