eBook
eBook
Published May 17, 2022
Credit DecisioningDiscover how custom attributes and models can help you stay ahead of your competitors, make more informed credit decisions across the entire lending lifecycle and open the door for growth, reduced risk and improved loyalty.
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Our use cases share real-world examples of how cash flow insights help grow portfolios responsibly while expanding credit access. Explore scenarios across borrower types, including:
Experian surveyed product, fraud and credit risk leaders across 10 countries to understand where underwriting is headed. The takeaway is clear: it’s evolving to be frictionless, embedded and nearly instant.
In this report, you’ll discover:
Discover the transformative trends reshaping the future of underwriting, from agentic AI to alternative credit data.
A few spoilers:
Financial institutions face several challenges during the credit decisioning process, such as poor data quality, scalability issues, data fragmentation, and high maintenance costs. Experian can help lending institutions enhance their credit decisioning journey at every step, through:
Discover how your organization can take your credit decisioning journey to the next level with the Experian Ascend Platform™.