In this report, Experian® data scientists and analysts take a deep look at one of the most popular lending products in the industry, the unsecured personal loan. Our team offers key insights into the consumer credit landscape and analyze trends on this emerging and important industry segment using historical data from August 2018 to December 2022.

The 2022 Experian Edge Economic Chartbook is a look back at the hottest economic and credit trends our team covered over the last twelve months. From the reopening of the economy and the return of travel to the Russian invasion of Ukraine and the reemergence of decades-high inflation, 2022 was a year of ups and downs and hope and doubt. And all along the way our economists, credit experts, and analytics professionals consistently showed up to bring deep insight and our unique, credit-focused view to the market. By distilling the key themes from our industry-leading webinars, client conversations, and special reports from the past year, we hope to provide you with a stage-setting resource that you will turn to again and again in the months ahead.

Our expert panel discusses the implications of the November 8^th election results, as well as the impact of shifting regulatory policy. Hot topics include alternative data, buy now pay later, open banking, data reporting and privacy. Watch now to learn more.

Explore state-level and industry-level data that banks, credit unions and fintechs can leverage to track the downturn and be correctly positioned for the recovery in this monthly report.