Report
Published October 22, 2024
Economic & Market Insights
Explore state-level and industry level data that banks, credit unions and fintechs can leverage to track the downturn and be correctly positioned for the recovery in this monthly report.
This month’s highlights include:
- Unemployment decreased for the second month in a row, down to 4.1%.
- Core inflation increased from 3.2% to 3.3%, driven by shelter and service costs.
- Negative rental payment activity has declined 1.9% over the past year.
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Webinar
Macroeconomic Scenarios Forecast - May 2026
Economic uncertainty remains elevated amid geopolitical instability, but the U.S. economy continues to show resilience. Explore Experian's latest base-case forecast and what it could mean for businesses planning ahead.
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- Inflation expected to rise to 3.5% in 2026 before easing to 2.1% in 2027
- Unemployment forecast to hold steady at 4.4% through 2027
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Consumers have powered the U.S. economy through repeated shocks, but new pressures are testing their resilience. As energy prices rise and economic conditions shift, the outlook is becoming more uncertain.
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Infographic
2026 H1 Alternative financial services trends snapshot: growth, risk and where it’s moving
Download the latest Alternative Financial Services Trend Report to reveal new insights on growth and risk, including:
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- Returning borrowers grew 26.5% YoY in RTO/LTO
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Understanding the Consumer: Trends in Financial Behavior and Spending Patterns
Gain a clearer view of how consumers earn, spend, and manage their money in today’s evolving economic landscape. In this webinar, Experian experts break down the financial behaviors shaping demand, risk, and growth—using macroeconomic trends, credit data, and transaction-level cash flow insights.
- Key trends in spending, income stability, and cash flow
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