This report delves deeper into these fintech credit trends and analyzes their potential impact on the fintech lending landscape. Inside, you'll find:

• Data-driven insights: Understand the trends impacting your core products
• Expert analysis: Gain insights into the factors driving these changes
• Actionable strategies: Explore potential adjustments to your lending approach

Join our industry experts as they discuss national economics and credit trends and housing and auto sector trends as of September 2022.

Our analysis delves into various attributes to help us gain a deeper understanding of the digital borrower compared to all other borrowers for unsecured personal loans as well as credit cards. Our data analysts also looked at borrowers, irrespective of generation, regarding information such as household income, credit score and history, open trade lines, credit utilization, and more.

Explore state-level and industry level data that banks, credit unions and fintechs can leverage to track the downturn and be correctly positioned for the recovery in this monthly report.