Experian’s Clarity Services holds the largest repository of expanded-FCRA data, providing deeper insights into millions of consumers that traditional data alone can’t provide. Each year, we study this ever-changing industry and compile the findings into a robust report that lenders can’t find anywhere else — the Alternative Financial Services Lending Trends report.

Explore state- level and industry level data that banks, credit unions and fintechs can leverage to track the downturn and be correctly positioned for the recovery in this monthly report.

Read the latest regional consumer spending and economic growth trends, as well as our in-house macroeconomic forecasts for the year ahead.

Join our industry experts as they discuss national economics and credit trends and housing and auto sector trends as of May 2023.