Experian | Oxford Economics Main Street Report
Q2 2023
Commercial lending remains open to small businesses, however the funding available is not cheap.
Q2 report findings
Lenders adjust underwriting criteria to limit exposure as delinquencies remain elevated for customers and small businesses. The markets deal with inflation above target and customers reevaluate their discretionary spending.
About the report
Experian/Oxford Economics’ Main Street Report brings deep insight into the overall financial well-being of the small-business landscape, as well as provides commentary on what specific trends mean for credit grantors and the small-business community. Critical factors in the Main Street Report include a combination of business credit data (credit balances, delinquency rates, utilization rates, etc.) and macroeconomic information (employment rates, income, retail sales, industrial production, etc.).
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