In the current ever-changing economic environment, much can happen from the time an application is initiated to when a loan is funded. Borrowers need a fast and easy process, proactive communication, and more clarity and transparency about their loan. Meanwhile, mortgage lenders need to ensure their lending decisions are based on a holistic and current view of their borrower's risk profile.
Experian Mortgage offers powerful tools to help streamline processes as well as assess and verify a borrower’s complete financial situation, helping lenders make the right decisions and reduce risk.
Drive better lending decisions and reduce risk.
Fulfill the expectations of today’s borrowers by delivering a streamlined and convenient digital experience.
Tap into unique and comprehensive data sets, such as property and alternative data, to gain a well-rounded picture of a borrower’s lending profile.
Accurately assess ability to pay through verification of income, employment and assets, plus proactively monitor volatility-relevant insights.
Learn how home equity lender, Spring EQ, leveraged Experian Boost™ to help applicants near approval or risk thresholds qualify for better loan terms and conditions.
Take a look into the performance of the housing sector and how it may be poised to regain momentum and perhaps lead the path towards stabilization in the second half of 2020.