Download the Report Now

Complete the form to to access the current report and archive.

  • By downloading you agree to receive
    additional communications from
    Moody's Analytics and Experian.
  • Download the Report Now

Economy Shows Signs of Stalling While Small Business Credit Improves

Experian and Moody’s Analytics have joined forces to create a business index and detailed report that provides insight into the health of U.S. businesses. The Experian/Moody’s Analytics Small Business Credit Index is reported quarterly to show fluctuations in the market and discuss factors that are impacting the business economy.

About the Report

The Experian/Moody’s Analytics Small Business Credit Index tracks how businesses are faring over a period of time compared with a base point, with the first quarter of 2011 being equal to 100. The key factors that comprise the index are commercial credit data (including growth of credit balances and delinquency rates measured on a dollar basis) combined with a variety of macroeconomic data (including growth rates for employment, income, retail sales, investment, output and industrial production).

High level findings from the Q2 report show that credit quality will be slow to improve in coming months, and threats to consumer confidence and spending have become more prominent. Business confidence is in line with an economy growing below potential, and this could weigh on hiring through the rest of the year, postponing the emergence of a strong, consumer-led recovery.

Executive Summary Q2 2012

Click below to read the executive summary or
fill the form on the right to read the full report.

Interactive Business Information Map

Experian Business Information

Moody's Analytics

  • © 2018 Experian Information Solutions, Inc. All rights reserved.