For traditional banks and financial institutions looking to layer alternative data onto mainstream credit data, please click HERE.

Expanded data, elevated insight

Our unique database of non-prime consumers gives lenders visibility into the critical information needed to make alternative financial services (AFS) more accessible, trusted and effective.  

Our real-time credit reporting services offer unparalleled insight into the AFS consumer population.

Unrivaled specialty market focus

Our database consists of a wide array of financial service providers including online small dollar lenders, online installment lenders, single-payment line of credit lenders, auto title lenders and rent-to-own lenders — which ensure a comprehensive view of financial behavior.

Real-time reporting

With real-time reporting, lenders gain access to the most precise and current view of a consumer’s credit behavior. This empowers lenders to stay informed of consumers’ latest activities, to assess creditworthiness accurately and to make well-informed decisions swiftly.

Unique non-prime consumer data

We have the largest database in the specialty bureau market consisting of more than 60 million consumers with this number growing year-over-year. Our exclusive data helps financial institutions better gauge the creditworthiness of the underbanked and non-prime consumer segments.

Gain insight into the world of non-prime credit

We’re continually analyzing the alternative credit data market and closely following trends across the subprime lending industry.

How we can help

From prospecting to collections, and every stage in between, our solutions help lenders successfully navigate each stage of the consumer credit lifecycle.

Clarity Prescreen Direct Mail Solutions

Expand your acquisition channel with Clarity Prescreen Direct Mail Solutions. With enhanced targeting, you can deliver higher response rates without taking on undue risk.

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Clear Prequalification™

This instant, consumer consent-based credit solution allows for a seamless discovery of eligible loan products through your website, expediting the qualification process.

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Markets we serve

We want to help your business make smarter decisions, fueled by best-in-class data. From storefront lending to automotive finance, we’re helping alternative financial services connect with their customers, understand trends and plan for the future.

Automotive lending

Debt recovery

Online installment lending

Retail financing

Storefront lenders



Broaden your lending horizons with alternative financial data today!

If you’d like to learn more about our solutions, please fill out the form below.

1 727 400 4678

We are unable to address personal credit report and/or membership inquiries via this business form. Visit or call 888-397-3742 for consumer assistance.

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