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Online transactions face a higher chance of being declined because face-to-face transactions come with a higher degree of confidence. Businesses who fail to address...

July 31, 2022 by Kim Le

Even as 75% of large and mid-sized U.S. e-commerce marketplace merchants predict continued double-digit online sales growth rates through the end of 2022,1 their...

July 31, 2022 by Kim Le

There’s no doubt that fraudulent transactions can end up costing businesses money , which have led many to implement risk-mitigation strategies across every stage...

July 31, 2022 by Kim Le

There’s no magic solution to undoing the decades of policies and prejudices that have kept certain communities unable to fully access our financial and...

July 28, 2022 by Corliss Hill

“As an industry, fintech is known for creating compelling and personalized online journeys. But that experience can suffer if the fraud-prevention routines are perceived...

July 21, 2022 by Stefani Wendel

Income verification is a critical step in determining a consumer’s ability to pay. The challenge, however, is conducting verification of income in a way...

July 19, 2022 by Theresa Nguyen

Until recently, lenders primarily used traditional data, or the data contained in Experian’s and other credit bureaus’ core credit files, for their lending-related decisions....

July 12, 2022 by Laura Burrows

As competition for used vehicles remains fierce, dealers must make quick decisions on whether to acquire a potential vehicle—or someone else will. Whether you...

July 11, 2022 by Kelly Lawson

According to Experian's State of the Automotive Finance Market Report: Q1 2022, SUVs and CUVs made up 60.38% of total vehicle financing, an increase...

June 29, 2022 by Melinda Zabritski

This post was updated in 2022. Fraud prevention can seem like a moving target. Criminals often shift from one scheme to the next, forcing...

June 29, 2022 by Alison Hillendahl

Mortgage lenders are no stranger to income and employment verification. Leveraging a third-party solution provider for automated verifications is a standard practice in mortgage...

June 28, 2022 by Jenna Ostmann

To drive profitable growth and customer retention in today’s highly competitive landscape, businesses must create long-term value for consumers, starting with their initial engagement....

June 28, 2022 by Theresa Nguyen

“Businesses are managing vast and growing amounts of consumer data – all while ensuring consumers’ privacy and complying with complex government regulations.” This is...

June 27, 2022 by Stefani Wendel

Experian recently attended Fintech Nexus USA, formally known as LendIt Fintech USA, the leading event for innovation in financial services. The event was held...

June 27, 2022 by Kara Nieberlein

These days, the call for financial inclusion is being answered by a disruptive force of new financial products and services. From fintech to storied institutional players,...

June 23, 2022 by Guest Contributor