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Validating Consumer Credit Scores in a Time of Extreme...
This is the third in a series of blog posts highlighting optimization, artificial intelligence, predictive analytics, and decisioning for lending operations in times of extreme uncertainty....
Q&A Perspective Series: The Economic Impact of CO...
The economic impact of the COVID-19 health crisis is ever-evolving and requires great flexibility and planning from lenders. Shannon Lois, Experian’s Senior Vice President,...
Negative Rates in the U.S.? Never Say Never...
With jobs losses mounting and the prospects for a quick economic rebound fading, some segments of the financial markets are beginning to bet that...
Q&A Perspective Series: Credit and Lending During...
The current pandemic will affect the way financial institutions lend and provide credit. Shawn Rife, Experian’s Director of Product Scoring, discusses the ways that...
Check FCRA Compliance Off Your List...
When running a credit report on a new applicant, you must ensure Fair Credit Reporting Act (FCRA) compliance before accessing, using and sharing the...
Looking Beyond the Unemployment Rate...
There is no doubt that there will be many headlines published about the latest Bureau of Labor Statistics (BLS) jobs report. The official unemployment...
Introducing the new CrossCore®...
This week, Experian released a new version of our CrossCore® digital identity and fraud risk platform, adding new tools and functionality to help businesses...
Combating Fraud with Experian’s New Precise ID® Model ...
One of the most difficult parts of combating fraud is the ability to distinguish between the variety of fraud types. To properly manage your...
Experian’s Commitment to Help Dealers Navigate Uncerta...
Amid the fallout of COVID-19, I often find myself thinking about the impact the pandemic has had and will have on businesses in the...
The Shape of The Recession Following COVID-19...
The effects of the COVID-19 pandemic has created extreme volatility in the US markets. While the high unemployment rate and impact on the stock...
Data Reporting and Guidelines Under COVID-19...
Last week, the unemployment rate soared past 20%, with over 30 million job losses attributed to the COVID-19 pandemic. As a result, many consumers...
Interest Rates are Down for the Count: A Walkthrough o...
After two consecutive emergency meetings in March and numerous stimulus announcements, the Federal Open Market Committee (FOMC) finally got back on track and wrapped...
Case Study: Giving Consumers the Credit They Deserve...
Today’s lending market has seen a significant increase in alternative business lending, with companies utilizing new data assets and technology. As the lending landscape...
Opportunities to Keep Essential Services’ Vehicles on ...
Essential personnel and organizations are working tirelessly to deliver food and other resources, not to mention, protecting the health and safety of those around...
Q&A Perspective Series: Lending While Focusing on...
This is the next article in our series about how to handle the economic downturn – this time focusing on how to prevent fraud...