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Consumers Continue to Shift Preferences Toward Used Ve...
According to Experian’s Q3 2019 State of the Automotive Finance Market report, used vehicle financing increased across all credit t...
Four Ways to Keep Your Card Top of Wallet...
According to research, only 15% of American consumers have swapped out their go-to credit card in the past year and spend more money both...
Electric Vehicles in Operation: Share Still Low as OEM...
Electric vehicles have 2.08 percent of total VIO share through September 30,...
5 Features You Need in a Modern Customer Acquisition E...
The challenges facing today’s marketers seem to be mounting and they can feel more pronounced for financial institutions. From customizing messaging and offerings at...
State of Credit 2019: Rounding Out the Decade...
As consumers prepare for the next decade, we look at how we’re rounding out this year. The results? The average American credit score is...
In Search of the Ideal Member...
It’s December, and if you’re like most credit union leaders, your strategic plan is distributed, and the 2020 budget is approved. Before you know...
Case Study: Accelerating Lending Decisions with Digita...
With nearly seven billion credit card and personal loan acquisition mailers sent out last year, consumers are persistently targeted with pre-approved offers, making it...
Detecting Synthetic Identities: The Best Offense is a ...
Sometimes, the best offense is a good defense. That’s certainly true when it comes to detecting synthetic identities, which by their very nature become...
Fintechs Keeping up with the Pace of Fraud: Q&A w...
With the growing need for authentication and security, fintechs must manage risk with minimal impact to customer experience. When implementing tactical approaches for fraud...
Are Your Loyalty and Rewards Programs Safe?...
As the holiday shopping season kicks off, it’s prime time for fraudsters to prey on consumers who are racking up rewards points as they...
Reinventing the Customer Experience with Advanced Anal...
In today’s ever-changing and hypercompetitive environment, the customer experience has taken center-stage – highlighting new expectations in the ways businesses interact with their customers....
Customer Loyalty and Fluidity in AFS and Traditional L...
Article written by Melanie Smith, Senior Copywriter, Experian Clarity Services, Inc. It’s been almost a decade since the Great Recession in the United States...
Saving Time with APIs...
Time – it’s the only resource we can’t get more of, which is why we tend to obsess over saving it. Despite this obsession,...
Three Things to Do as You Start Your Advanced Analytic...
AI, machine learning, and Big Data – these are no longer just buzzwords. The advanced analytics techniques and analytics-based tools that are available to...
The Future of Fintech is Now: Powering the Next Genera...
Fintech is quickly changing. The word itself is synonymous with constant innovation, agile technology structures and being on the cusp of the future of...