Models & Scores
Well-designed underwriting strategies are critical to creating more value out of your member relationships and driving growth for your business. But what makes an...
If you’re a manager at a business that lends to consumers or otherwise extends credit, you certainly are aware that 10-15% of your current...
With great risk comes great reward, as the saying goes. But when it comes to business, there’s huge value in reducing and managing that...
Model governance is growing increasingly important as more companies implement machine learning model deployment and AI analytics solutions into their decision-making processes. Models are...
From science fiction-worthy image generators to automated underwriting, artificial intelligence (AI), big data sets and advances in computing power are transforming how we play...
Using data to understand risk and make lending decisions has long been a forte of leading financial institutions. Now, with artificial intelligence (AI) taking...
Credit risk management best practices have been established and followed for years, but new technology and data sources offer lenders an opportunity to refine their credit...
In today’s changing economy, banks of all sizes are growing more budget conscious, leading many to pull back on their credit marketing spend. But...
Every data-driven organization needs to turn raw data into insights and, potentially, foresight. There was a time when lack of data was a hindrance,...
Jennifer Schulz, CEO of Experian, North America kicked off Experian’s annual Vision conference Tuesday morning pointing to data, analytics, technology and collective curiosity as...
The science of turning historical data into actionable insights is far from magic. And while organizations have successfully used predictive analytics for years, we’re...
There’s always a risk that a borrower will miss or completely stop making payments. And when lending is your business, quantifying that credit risk...
Many organizations commit to diversity, equity, and inclusion (DEI) policies and practices to build a more diverse and just workplace. Organizations that live by...
Believe it or not, 2023 is underway, and the new year could prove to be a challenging one for apartment operators in certain ways....
Alternative credit scoring has become mainstream — and for good reasons. These scoring models could help nearly 50 million consumers who don’t meet the...