Models & Scores

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Loss Forecasting for Now and the Future...

While an overdue economic downturn has been long discussed, arguably no one could have foreseen the economic disruption from COVID-19 to the extent that’s...

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Validating Consumer Credit Scores in a Time of Extreme...

This is the third in a series of blog posts highlighting optimization, artificial intelligence, predictive analytics, and decisioning for lending operations in times of extreme uncertainty....

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Case Study: Giving Consumers the Credit They Deserve...

Today’s lending market has seen a significant increase in alternative business lending, with companies utilizing new data assets and technology. As the lending landscape...

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Q&A Perspective Series: COVID-19 and the New Lend...

The coronavirus (COVID-19) outbreak is causing widespread concern and economic hardship for consumers and businesses across the globe – including financial institutions, who have...

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Q&A Perspective Series: Supporting Small Business...

With new legislation, including the Coronavirus Aid, Relief, and Economic Security (CARES) Act impacting how data furnishers will report accounts, and government relief programs...

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Effectively Scoring Credit Risk in Today’s Economic En...

In the face of severe financial stress, such as that brought about by an economic downturn, lenders seeking to reduce their credit risk exposure...

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Data Reporting Under Guidelines Is Better for Consumer...

Article written by Alex Lintner, Experian’s Group President of Consumer Information Services and Sandy Anderson, Experian’s Senior Vice President of Client and Sales Operations...

Read More Data Reporting Under Guidelines Is Better for Consumers Than Data Deletion
Reducing Volatility in Your Portfolio...

In today’s rapidly changing economic environment, the looming question of how to reduce portfolio volatility while still meeting consumers’ needs is on every lender’s...

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Experian’s Commitment to Helping Consumers Protect The...

Originally posted by Experian Global News blog At Experian, we have an unwavering commitment to helping consumers and clients manage through this unprecedented period....

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Experian Boost™ Wins Consumer Lending Innovation Award...

There are more than 100 million people in the United States who don’t have a fair chance at access to credit. These people are...

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A Ticket to the Future: Top Trends, the Latest Tech, M...

Update: After closely monitoring updates from the WHO, CDC, and other relevant sources related to COVID-19, we have decided to cancel our 2020 Vision...

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State of Credit 2019: Rounding Out the Decade...

As consumers prepare for the next decade, we look at how we’re rounding out this year. The results? The average American credit score is...

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In Search of the Ideal Member...

It’s December, and if you’re like most credit union leaders, your strategic plan is distributed, and the 2020 budget is approved. Before you know...

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Customer Loyalty and Fluidity in AFS and Traditional L...

Article written by Melanie Smith, Senior Copywriter, Experian Clarity Services, Inc. It’s been almost a decade since the Great Recession in the United States...

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It’s Getting Late Early Around Here...

Retailers are already starting to display their Christmas decorations in stores and it’s only early November. Some might think they are putting the cart...

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