Models & Scores
State of Credit 2019: Rounding Out the Decade...
As consumers prepare for the next decade, we look at how we’re rounding out this year. The results? The average American credit score is...
In Search of the Ideal Member...
It’s December, and if you’re like most credit union leaders, your strategic plan is distributed, and the 2020 budget is approved. Before you know...
Customer Loyalty and Fluidity in AFS and Traditional L...
Article written by Melanie Smith, Senior Copywriter, Experian Clarity Services, Inc. It’s been almost a decade since the Great Recession in the United States...
It’s Getting Late Early Around Here...
Retailers are already starting to display their Christmas decorations in stores and it’s only early November. Some might think they are putting the cart...
Secrets to Avoiding Data Overload in Consumer Banking...
Retail banking leaders in a variety of industries (including risk management, credit, information technology and other departments) want to incorporate more data into their...
The Future of Technology and Innovation...
The future is, factually speaking, uncertain. We don’t know if we’ll find a cure for cancer, the economic outlook, if we’ll be living in...
Fintech vs. Traditional FIs: The Latest Trends in Pers...
In today’s age of digital transformation, consumers have easy access to a variety of innovative financial products and services. From lending to payments to...
Experian Boost Gives Dealers a Chance to Build Relatio...
Experian Boost provides a unique opportunity to help dealers build loyalty while helping consumers....
Managing Attributes Across the Attribute Life Cycle...
Many companies rely on attributes for decisioning but lack the resources needed to invest in developing, managing, and updating the attributes themselves. Experian is...
Experian Celebrates National Fintech Day...
Today is National Fintech Day – a day that recognizes the ever-important role that fintech companies play in revolutionizing the customer experience and altering...
Streamline Your Collections Processes with Advanced An...
The fact that the last recession started right as smartphones were introduced to the world gives some perspective into how technology has changed over...
Experian Launches Ascend CECL Forecaster™ With Oliver ...
Today, Experian and Oliver Wyman announced the launch of Ascend CECL ForecasterTM, a solution built to help financial institutions of all sizes more quickly...
Predict Customer Behavior; No Crystal Ball Needed...
Consumer behavior is constantly evolving — from the channels they prefer to the economic trends spurring varying interest and activity. It’s no surprise that...
Alternative Data: The Key to Expanding the Credit Univ...
Alex Lintner, Group President at Experian, recently had the chance to sit down with Peter Renton, creator of the Lend Academy Podcast, to discuss...
Father’s Day Facts: How Moms and Dads spend Money Diff...
Once you have kids, your bank accounts will never be the same. From child care to college, American parents spend, on average, over $233,000...