Market Trends

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2020 State of Alternative Credit Data...

Big data is bringing changes to the way credit scores are reported and making it easier for lenders to find creditworthy consumers, and for...

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Insight into the Market Leads the Way to Pandemic Reco...

Staying ahead of the trends and adjusting will support sales growth, while also supporting consumers as they begin to recover from the impact of......

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Q&A Perspective Series: Effective Decisioning Dur...

Changing consumer behaviors caused by the COVID-19 pandemic have made it difficult for businesses to make good lending decisions. Maintaining a consistent lending portfolio...

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Responding to and Recovering from the COVID-19 Recessi...

This is the fourth in a series of blog posts highlighting optimization, artificial intelligence, predictive analytics, and decisioning for lending operations in times of extreme uncertainty....

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Tracking State-Level Recoveries...

Since the start of the COVID-19 health crisis, gross domestic product (GDP) has continued to fall in the U.S. In fact, the GDP collapsed...

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Synthetic Identity Fraud and COVID-19...

In 2015, U.S. card issuers raced to start issuing EMV (Europay, Mastercard, and Visa) payment cards to take advantage of the new fraud prevention...

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Auto Industry Rebounds, Despite Early COVID-19 Challen...

The early assessment for the automotive industry is that despite significant challenges at the onset of the pandemic, the industry continues to...

Read More Auto Industry Rebounds, Despite Early COVID-19 Challenges
Global Insights Report: Changing Consumer Behaviors an...

The COVID-19 pandemic created a global shift in the volume of online activity and experiences over the past several months. Not only are consumers...

Read More Global Insights Report: Changing Consumer Behaviors and Evolving Business Strategies
Audio: Support Your Borrowers and Reduce Portfolio Vol...

In today’s uncertain economic environment, the question of how to reduce portfolio volatility while still meeting consumers’ needs is on every lender’s mind.  With...

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The State of the Economy in July 2020...

As the COVID-19 pandemic continues to create uncertainty for the U.S. economy, different states and industries have seen many changes with each passing month....

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How Will COVID-19 Impact Consumers’ Payment Prio...

Do consumers pay certain types of credit accounts before others during financial distress? For instance, do they prioritize paying mortgage bills over credit card...

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Consumer Sentiment: The Missing Link Dealerships Need ...

Consumer sentiment can help automotive marketers create a more human connection with...

Read More Consumer Sentiment: The Missing Link Dealerships Need to Move Forward
CUVs Gain Market Share While Sweet Spot Grows...

Experian recently released its Q1 2020 Market Trends report, which provides insights about the vehicles on the road and the most popular vehicle...

Read More CUVs Gain Market Share While Sweet Spot Grows
Early Impacts of COVID-19: Incentives Boost Market Sha...

Origination data from April and May provide some insight into the more immediate effects of the pandemic on the automotive...

Read More Early Impacts of COVID-19: Incentives Boost Market Share for Captive Lenders
Audio: Make Your Fraud Plan Recession-Ready – Yo...

Experian’s Chris Ryan and Bobbie Paul recently re-joined David Mattei from Aite to discuss how emerging fraud trends and changes in consumer behavior will...

Read More Audio: Make Your Fraud Plan Recession-Ready – Your 90 Day and Beyond Fraud Plan