Digital Technology
Solving the Fraud Problem: What is Synthetic Identity ...
Recently, I shared articles about the problems surrounding third-party and first-party fraud. Now I’d like to explore a hybrid type – synthetic identity fraud...
The Business Case for Defense in Depth...
Previously, we discussed the risks of account takeover and how a Defense in Depth strategy can protect your business. Before implementation it’s important to...
North America Trends Report...
It’s clear that the digital transformation we experienced this year is here to stay. While there are many positives associated with this transformation –...
How Cloud Computing Will Drive Financial Inclusion...
Financial services companies have long struggled to make inclusive decisions for small businesses and for low- and moderate-income consumers. One key reason: to make...
Cloud Computing During COVID-19 and Beyond...
The global pandemic has created major shifts in the ways companies operate and innovate. For many organizations, a heavy reliance on cloud applications and...
Experian Named a Top Fraud and Breach Protection Solut...
Enterprise Security Magazine recently named Experian a Top 10 Fraud and Breach Protection Solutions Provider for 2020. Accelerating trends in the digital economy–stemming from...
Three Reasons Why the Mortgage Process Is Ripe for Cha...
No one can deny that the mortgage and real estate industries have been uniquely affected by COVID-19. Social distancing mandates have hindered open house...
COVID-19: Pandemic or Panacea for Fintechs and Financi...
The financial services industry is not always synonymous with innovation and forward-thinking. While there are some exceptions with top–10 banks and some savvy regionals, as a...
Q&A Perspective Series: Effective Decisioning Dur...
Changing consumer behaviors caused by the COVID-19 pandemic have made it difficult for businesses to make good lending decisions. Maintaining a consistent lending portfolio...
Responding to and Recovering from the COVID-19 Recessi...
This is the fourth in a series of blog posts highlighting optimization, artificial intelligence, predictive analytics, and decisioning for lending operations in times of extreme uncertainty....
Collections Is a Race, Not a Battle: Pre-Delinquent St...
Achieving collection results within the subprime population was challenging enough before the current COVID-19 pandemic and will likely become more difficult now that the...
Global Insights Report: Changing Consumer Behaviors an...
The COVID-19 pandemic created a global shift in the volume of online activity and experiences over the past several months. Not only are consumers...
Audio: Make Your Fraud Plan Recession-Ready – Yo...
Experian’s Chris Ryan and Bobbie Paul recently re-joined David Mattei from Aite to discuss how emerging fraud trends and changes in consumer behavior will...
The Impacts of COVID-19 on E-commerce Retail...
Pre COVID-19, operations functions for retailers and financial institutions had not typically consisted of a remote (stay at home) workforce. Some organizations were better...
How to Detect and Prevent Fraud Rings...
Every few months we hear in the news about a fraud ring that has been busted here in the U.S. or in another part...