Digital Technology
Taking Effect Soon: California Senate Bill 1157...
SB 1157—a new California Senate Bill—requires operators of multifamily units in California that receive federal, state or local subsidies to offer each resident in...
5 Benefits of AI/ML For Lenders and Financial Institut...
The COVID-19 pandemic has created shifting economic conditions and rapidly evolving consumer preferences. Lenders must keep up by re-evaluating their strategies to accelerate growth...
Grow credit portfolios during deposit account originat...
To grow in today’s economic climate and beat the competition, financial institutions need to update their acquisition and cross-sell strategies. By doing so, they...
Experian’s 2021 Global Identity and Fraud Report...
The surge in digital demand over the past year reinforced the deep connection between recognition, fraud prevention and the online customer experience. As businesses...
Tips to Write a Better RFI/RFP: Part Two...
At some point a lender may need to issue an RFI or an RFP for a credit decisioning system. In this latest installment of...
Improving Fraud Detection by Increasing Identity Layer...
The sharp uptick in fraud that coincided with the digital evolution made it clear that banks, credit unions, and fintechs need to invest in...
Digitalization Trends: 2021 Insights...
Digitalization, also known as the process of using digital technology to provide new opportunities for revenue and growth, continues to remain a top priority...
Do You Even Need to Issue an RFI or RFP?...
Perhaps your loan origination system (LOS) doesn’t have the flexibility that you require. Perhaps the rules editor can’t segment variables in the manner that...
Experian Listed as Top 20 Fintech Leader...
Experian is proud to announce, for the second year in a row, we have been named to the global Fintech Leaders list, placing in...
Global Insights Report: The Impact of COVID-19 on Cons...
According to Experian’s latest Global Insights Report, 38% of consumers expect to increase their online activity in the next 12 months. The report also...
Solving the Fraud Problem: What is Synthetic Identity ...
Recently, I shared articles about the problems surrounding third-party and first-party fraud. Now I’d like to explore a hybrid type – synthetic identity fraud...
The Business Case for Defense in Depth...
Previously, we discussed the risks of account takeover and how a Defense in Depth strategy can protect your business. Before implementation it’s important to...
North America Trends Report...
It’s clear that the digital transformation we experienced this year is here to stay. While there are many positives associated with this transformation –...
How Cloud Computing Will Drive Financial Inclusion...
Financial services companies have long struggled to make inclusive decisions for small businesses and for low- and moderate-income consumers. One key reason: to make...
Cloud Computing During COVID-19 and Beyond...
The global pandemic has created major shifts in the ways companies operate and innovate. For many organizations, a heavy reliance on cloud applications and...