Digital Technology

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Getting customers to respond to your credit offers can be difficult. With the advent of artificial intelligence (AI) and machine learning (ML), optimizing credit...

Published: July 17, 2024 by Theresa Nguyen

Finding a balance between providing secure financial services and user-friendly experiences is no easy task. One of the biggest hurdles? Ensuring identity authentication is...

Published: July 2, 2024 by Theresa Nguyen

With more consumers online, bad actors are taking the opportunity to commit more financial crimes, such as account takeover fraud. This online scheme resulted...

Published: June 25, 2024 by Theresa Nguyen

In the previous episode of “The Chrisman Commentary” podcast, Joy Mina, Director of Product Commercialization at Experian, talked about the misconceptions associated with verifications...

Published: May 29, 2024 by Ted Wentzel

Experian’s award-winning platform now brings together market-leading data, generative AI and cutting-edge machine learning solutions for analytics, credit decisioning and fraud into a single...

Published: May 22, 2024 by Julie Lee

“Learn how to learn.” One of Zack Kass’, AI futurist and one of the keynote speakers at Vision 2024, takeaways readily embodies a sentiment...

Published: May 22, 2024 by Stefani Wendel

In the previous episode of “The Chrisman Commentary” podcast, Joy Mina, Director of Product Commercialization at Experian, talked about the benefits of a waterfall...

Published: April 16, 2024 by Ted Wentzel

To say “yes” to consumers faster and more efficiently, financial institutions need flexible access to instant income and employment verification data. In an episode...

Published: March 19, 2024 by Ted Wentzel

In the ever-expanding financial crime landscape, envision the most recent perpetrator targeting your organization. Did you catch them? Could you recover the stolen funds?...

Published: March 11, 2024 by Alex Lvoff

This article was updated on March 6, 2024. Advances in analytics and modeling are making credit risk decisioning more efficient and precise. And while...

Published: March 6, 2024 by Julie Lee

This article was updated on February 23, 2024. First impressions are always important – whether it’s for a job interview, a first date or...

Published: February 23, 2024 by Kelly Nguyen

This article was updated on February 21, 2024. With the rise of technology and data analytics in the financial industry today, it’s no longer...

Published: February 21, 2024 by Theresa Nguyen

This article was updated on February 12, 2024. The Buy Now, Pay Later (BNPL) space has grown massively over the last few years. But...

Published: February 12, 2024 by Alison Hillendahl

This article was updated on February 6, 2024. Lenders looking to gain a competitive edge need to improve their credit underwriting process in the...

Published: February 6, 2024 by Julie Lee

This article was updated on January 30, 2024. Income verification is a critical step in determining a consumer’s ability to pay. The challenge is...

Published: January 30, 2024 by Theresa Nguyen

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