Digital Technology

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Solving the Fraud Problem: What is Synthetic Identity ...

Recently, I shared articles about the problems surrounding third-party and first-party fraud. Now I’d like to explore a hybrid type – synthetic identity fraud...

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The Business Case for Defense in Depth...

Previously, we discussed the risks of account takeover and how a Defense in Depth strategy can protect your business. Before implementation it’s important to...

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North America Trends Report...

It’s clear that the digital transformation we experienced this year is here to stay. While there are many positives associated with this transformation –...

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How Cloud Computing Will Drive Financial Inclusion...

Financial services companies have long struggled to make inclusive decisions for small businesses and for low- and moderate-income consumers. One key reason: to make...

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Cloud Computing During COVID-19 and Beyond...

The global pandemic has created major shifts in the ways companies operate and innovate. For many organizations, a heavy reliance on cloud applications and...

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Experian Named a Top Fraud and Breach Protection Solut...

Enterprise Security Magazine recently named Experian a Top 10 Fraud and Breach Protection Solutions Provider for 2020. Accelerating trends in the digital economy–stemming from...

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Three Reasons Why the Mortgage Process Is Ripe for Cha...

No one can deny that the mortgage and real estate industries have been uniquely affected by COVID-19. Social distancing mandates have hindered open house...

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COVID-19: Pandemic or Panacea for Fintechs and Financi...

The financial services industry is not always synonymous with innovation and forward-thinking. While there are some exceptions with top–10 banks and some savvy regionals, as a...

Read More COVID-19: Pandemic or Panacea for Fintechs and Financial Services? 
Q&A Perspective Series: Effective Decisioning Dur...

Changing consumer behaviors caused by the COVID-19 pandemic have made it difficult for businesses to make good lending decisions. Maintaining a consistent lending portfolio...

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Responding to and Recovering from the COVID-19 Recessi...

This is the fourth in a series of blog posts highlighting optimization, artificial intelligence, predictive analytics, and decisioning for lending operations in times of extreme uncertainty....

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Collections Is a Race, Not a Battle: Pre-Delinquent St...

Achieving collection results within the subprime population was challenging enough before the current COVID-19 pandemic and will likely become more difficult now that the...

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Global Insights Report: Changing Consumer Behaviors an...

The COVID-19 pandemic created a global shift in the volume of online activity and experiences over the past several months. Not only are consumers...

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Audio: Make Your Fraud Plan Recession-Ready – Yo...

Experian’s Chris Ryan and Bobbie Paul recently re-joined David Mattei from Aite to discuss how emerging fraud trends and changes in consumer behavior will...

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The Impacts of COVID-19 on E-commerce Retail...

Pre COVID-19, operations functions for retailers and financial institutions had not typically consisted of a remote (stay at home) workforce. Some organizations were better...

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How to Detect and Prevent Fraud Rings...

Every few months we hear in the news about a fraud ring that has been busted here in the U.S. or in another part...

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