Fintech
Preventing Synthetic Identity Fraud...
Synthetic identity fraud, otherwise known as SID fraud, is reportedly the fastest-growing type of financial crime. One reason for its rapid growth is the...
Stopping Synthetic Identity Fraud Before It Starts...
The CU Times recently reported on a nationwide synthetic identity fraud ring impacting several major credit unions and banks. Investigators for the Federal and...
Q&A Perspective Series: Effective Decisioning Dur...
Changing consumer behaviors caused by the COVID-19 pandemic have made it difficult for businesses to make good lending decisions. Maintaining a consistent lending portfolio...
Synthetic Identity Fraud and COVID-19...
In 2015, U.S. card issuers raced to start issuing EMV (Europay, Mastercard, and Visa) payment cards to take advantage of the new fraud prevention...
Collections Is a Race, Not a Battle: Pre-Delinquent St...
Achieving collection results within the subprime population was challenging enough before the current COVID-19 pandemic and will likely become more difficult now that the...
Global Insights Report: Changing Consumer Behaviors an...
The COVID-19 pandemic created a global shift in the volume of online activity and experiences over the past several months. Not only are consumers...
Audio: Support Your Borrowers and Reduce Portfolio Vol...
In today’s uncertain economic environment, the question of how to reduce portfolio volatility while still meeting consumers’ needs is on every lender’s mind. With...
Audio: Make Your Fraud Plan Recession-Ready – Yo...
Experian’s Chris Ryan and Bobbie Paul recently re-joined David Mattei from Aite to discuss how emerging fraud trends and changes in consumer behavior will...
The Impacts of COVID-19 on E-commerce Retail...
Pre COVID-19, operations functions for retailers and financial institutions had not typically consisted of a remote (stay at home) workforce. Some organizations were better...
How to Detect and Prevent Fraud Rings...
Every few months we hear in the news about a fraud ring that has been busted here in the U.S. or in another part...
Audio: Make Your Fraud Plan Recession-Ready – Yo...
Experian’s own Chris Ryan and Bobbie Paul recently joined David Mattei from Aite to discuss the latest research and insights into emerging fraud schemes...
Experian Launches Ascend Portfolio Loss Forecaster wit...
Today, Experian and Oliver Wyman launched the Ascend Portfolio Loss ForecasterTM, a solution built to help lenders make better decisions – during COVID-19 and...
Why It’s Important to Invest in New Technology – Even ...
The COVID-19 pandemic and resulting rush to transition to a remote lifestyle made it clear that many businesses need a refreshed digital authentication and...
Experian Launches Sure Profile...
To combat the growing threat of synthetic identity fraud, Experian recently announced the launch of Sure ProfileTM, a revolutionary change to the credit profile...
Impacts of the COVID-19 Crisis on Income and Employmen...
With many individuals finding themselves in increasingly vulnerable positions due to COVID-19, lenders must refine their policies based on their consumers’ current financial situations....