Fintech
An Update on the Proposed CFPB Debt Collection Regulat...
To provide consumers with clear-cut protections against disturbance by debt collectors, the Consumer Financial Protection Bureau (CFPB) issued a Notice of Proposed Rulemaking (NPRM)...
The U.S. Social Security Administration’s Identity Ver...
Experian is excited to have been chosen as one of the first data and analytics companies that will enable access to Social Security Administration...
Case Study: Taking a Digital Approach to Debt Recovery...
Collection departments and agencies have long adhered to traditional means of doing business. But changing consumer demands and an influx in new technologies are...
The Future of Technology and Innovation...
The future is, factually speaking, uncertain. We don’t know if we’ll find a cure for cancer, the economic outlook, if we’ll be living in...
Fintech vs. Traditional FIs: The Latest Trends in Pers...
In today’s age of digital transformation, consumers have easy access to a variety of innovative financial products and services. From lending to payments to...
Experian Celebrates National Fintech Day...
Today is National Fintech Day – a day that recognizes the ever-important role that fintech companies play in revolutionizing the customer experience and altering...
Are You Ready for the New CFPB Regulation?...
Earlier this year, the Consumer Financial Protection Bureau (CFPB) issued a Notice of Proposed Rulemaking (NPRM) to implement the Fair Debt Collection Practices Act...
Streamline Your Collections Processes with Advanced An...
The fact that the last recession started right as smartphones were introduced to the world gives some perspective into how technology has changed over...
The Long-Term Impacts of the Great Recession...
It’s been over 10 years since the start of the Great Recession. However, its widespread effects are still felt today. While the country has rebounded in many...
Alternative Data: The Key to Expanding the Credit Univ...
Alex Lintner, Group President at Experian, recently had the chance to sit down with Peter Renton, creator of the Lend Academy Podcast, to discuss...
CECL Q&A with Gavin Harding and Jose Tagunicar...
Financial institutions preparing for the launch of the Financial Accounting Standard Board’s (FASB) new current expected credit loss model, or CECL, may have concerns...
Q1 2019 Consumer Credit Trends...
Consumer credit trends are continuously changing, making it imperative to keep up with the latest developments in originations, delinquencies on mortgages, credit cards and...
Right Place, Wrong Time: Are You Leaving Customers Wai...
You’ve Got Mail! Probably a lot of it. Birthday cards from Mom, a graduation announcement from your third cousin’s kid whose name you can’t...
Leveraging Alternative Data to Improve Financial Acces...
Millions of consumers lack credit history and/or have difficulty obtaining credit from mainstream financial institutions. To ease access to credit for “invisible” and below...
To Win with Machine Learning, It Isn’t What You Do; It...
If you’re a credit risk manager or a data scientist responsible for modeling consumer credit risk at a lender, a fintech, a telecommunications company...