Fintech
Four Ways to Keep Your Card Top of Wallet...
According to research, only 15% of American consumers have swapped out their go-to credit card in the past year and spend more money both...
5 Features You Need in a Modern Customer Acquisition E...
The challenges facing today’s marketers seem to be mounting and they can feel more pronounced for financial institutions. From customizing messaging and offerings at...
Case Study: Accelerating Lending Decisions with Digita...
With nearly seven billion credit card and personal loan acquisition mailers sent out last year, consumers are persistently targeted with pre-approved offers, making it...
Detecting Synthetic Identities: The Best Offense is a ...
Sometimes, the best offense is a good defense. That’s certainly true when it comes to detecting synthetic identities, which by their very nature become...
Fintechs Keeping up with the Pace of Fraud: Q&A w...
With the growing need for authentication and security, fintechs must manage risk with minimal impact to customer experience. When implementing tactical approaches for fraud...
Are Your Loyalty and Rewards Programs Safe?...
As the holiday shopping season kicks off, it’s prime time for fraudsters to prey on consumers who are racking up rewards points as they...
Customer Loyalty and Fluidity in AFS and Traditional L...
Article written by Melanie Smith, Senior Copywriter, Experian Clarity Services, Inc. It’s been almost a decade since the Great Recession in the United States...
The Future of Fintech is Now: Powering the Next Genera...
Fintech is quickly changing. The word itself is synonymous with constant innovation, agile technology structures and being on the cusp of the future of...
It’s Getting Late Early Around Here...
Retailers are already starting to display their Christmas decorations in stores and it’s only early November. Some might think they are putting the cart...
Explaining AI for Financial Institutions...
It seems like artificial intelligence (AI) has been scaring the general public for years – think Terminator and SkyNet. It’s been a topic that’s...
Synthetic Identity Fraud – The Frankenstein of Identit...
It’s Halloween time – time for trick or treating, costume parties and monsters lurking in the background. But this year, the monsters aren’t just...
An Update on the Proposed CFPB Debt Collection Regulat...
To provide consumers with clear-cut protections against disturbance by debt collectors, the Consumer Financial Protection Bureau (CFPB) issued a Notice of Proposed Rulemaking (NPRM)...
The U.S. Social Security Administration’s Identity Ver...
Experian is excited to have been chosen as one of the first data and analytics companies that will enable access to Social Security Administration...
Case Study: Taking a Digital Approach to Debt Recovery...
Collection departments and agencies have long adhered to traditional means of doing business. But changing consumer demands and an influx in new technologies are...
The Future of Technology and Innovation...
The future is, factually speaking, uncertain. We don’t know if we’ll find a cure for cancer, the economic outlook, if we’ll be living in...