Financial Services
Taking Effect Soon: California Senate Bill 1157...
SB 1157—a new California Senate Bill—requires operators of multifamily units in California that receive federal, state or local subsidies to offer each resident in...
LendIt Fintech 2021 Panel: Post-COVID Lending with Exp...
Fintechs have been an enormously disruptive force of change in financial services over the past 10 years. From digital payments, lending, insurance, digital banks,...
5 Benefits of AI/ML For Lenders and Financial Institut...
The COVID-19 pandemic has created shifting economic conditions and rapidly evolving consumer preferences. Lenders must keep up by re-evaluating their strategies to accelerate growth...
Introducing Experian Verify...
Experian recently announced its expansion into Employer Services and the release of a new suite of real-time income and employment verification products, Experian Verify™....
Sustainable Growth: Three Things Credit Unions Should ...
For credit unions of all sizes, choosing a strategic partner with the right tools, capabilities, and industry expertise to support growth while minimizing expenses...
Grow credit portfolios during deposit account originat...
To grow in today’s economic climate and beat the competition, financial institutions need to update their acquisition and cross-sell strategies. By doing so, they...
Four Key Tips in the Fight Against Fraud for Credit Un...
In today’s digital-first environment, fraud threats are growing in sophistication and scope. It’s critical for credit unions to not only understand the specific threats...
Experian’s 2021 Global Identity and Fraud Report...
The surge in digital demand over the past year reinforced the deep connection between recognition, fraud prevention and the online customer experience. As businesses...
Tips to Write a Better RFI/RFP: Part Two...
At some point a lender may need to issue an RFI or an RFP for a credit decisioning system. In this latest installment of...
Improving Fraud Detection by Increasing Identity Layer...
The sharp uptick in fraud that coincided with the digital evolution made it clear that banks, credit unions, and fintechs need to invest in...
Digitalization Trends: 2021 Insights...
Digitalization, also known as the process of using digital technology to provide new opportunities for revenue and growth, continues to remain a top priority...
Benefits of eCBSV...
For the last several months, Experian has participated as the only credit bureau in the pilot of the electronic Consent Based Social Security Number...
Do You Even Need to Issue an RFI or RFP?...
Perhaps your loan origination system (LOS) doesn’t have the flexibility that you require. Perhaps the rules editor can’t segment variables in the manner that...
Utilities Q&A Perspective Series: 2021 Data Breac...
The ongoing COVID-19 pandemic has facilitated an increase in information collection among consumers and organizations, creating a prosperous climate for cybercriminals. As businesses and...
Understanding Different Fraud Types...
Preventing fraud losses requires an understanding of each individual fraud type—including third-party, first-party, synthetic identity, and account takeover fraud—and how they differ from one...