Financial Services
First wave of Gen Z entering credit ranks...
Millennials have long been the hot topic over the course of the past few years with researchers, brands and businesses all seeking to understand...
Real-time credit decisions: Putting big data to work...
Call it big data, smart data or evidence-based decision-making. It’s not just the latest fad, it’s the future of how business will be guided...
Mitigating Synthetic ID Fraud...
The creation of synthetic identities (synthetic id) relies upon an ecosystem of institutions, data aggregators, credit reporting agencies and consumers. All of which are...
New CFPB study highlights need for more inclusive cred...
On June 7, the Consumer Financial Protection Bureau (CFPB) released a new study that found that the ways “credit invisible” consumers establish credit history...
The State of Credit Unions in 2017...
How do credit unions stack up in a pack filled with heavy-hitting banks and aggressive online lenders? Do credit scores, debt levels and utilization...
What bubble? Subprime vehicle loans hit Q1 10-year low...
When discussing automotive lending, it seems like one term is on everyone’s lips: “subprime auto loan bubble.” There’s always someone who claims that the...
Time to upgrade your credit score solution...
The 1990s brought us a wealth of innovative technology, including the Blackberry, Windows 98, and Nintendo. As much as we loved those inventions, we...
Summer Spending: Credit is king for vacationers...
Weekend getaways, beach vacations and summer camp are all part of the beauty of summer. But they can come with a hefty price tag,...
The intel you need on people-based marketing...
There are about as many definitions for people-based marketing as there are companies using the term. Each company seems to skew the definition to fit...
Auto loan originations are slowing, now what?...
For an industry that has grown accustomed to sustained year-over-year growth, recent trends are concerning. The automotive industry continued to make progress in the fourth...
#ExperianVision 2017: Final Recap...
The final day of Vision 2017 brought a seasoned group of speakers to discuss a wide range of topics. In just a few short...
Bringing machine learning to data analytics...
Risk analysts are insatiable consumers of big data who require better intelligence to develop market insights, evaluate risk and confirm business strategies. While every...
#ExperianVision 2017: Day 2 Recap...
In just a few short hours, Vision attendees immersed themselves into the depths of the economy, risk models, specialty finance data, credit invisibles, student...
#ExperianVision 2017: Day 1 Recap...
So many insights and learnings to report after the first full day of 2017 Vision sessions. From the musings shared by tech engineer and...
FCC Commissioner O’Rielly Calls for TCPA Reform in Spe...
In a May 4 speech before the ACA International Conference in Washington, FCC Commissioner Michael O’Rielly criticized the FCC’s past decisions on Telephone Consumer...