Financial Services
Trusted data is paramount for digital identity verific...
We live in a digital world where online identities are ubiquitous. But with the internet’s inherent anonymity, how do you know you’re interacting with...
How lenders can win with a data-driven credit marketin...
Many institutions take a “leap of faith” when it comes to developing prospecting strategies as it pertains to credit marketing. But effective strategies are...
Using trended data for deeper lending...
Historical data that illustrates lower credit card use and increases in payments is key to finding consumers whose credit trajectory is improving. But positive...
Financial health trends in America...
1 in 10 Americans are living paycheck to paycheck Financial health means more than just having a great credit score or money in a...
How Experian’s DataLabs built a first-ever “texting fo...
This summer, Experian is releasing the market’s first-ever credit solution that enables consumers to apply for credit with a simple text message. Utilizing patent-pending...
Student loan debt — headline or headache?...
School’s out, and graduation brings excitement, anticipation and bills. Oh, boy, here come the student loans. Are graduates ready for the bills? Even before...
Gen Z and credit...
There’s a new crew coming of age. Enter Generation Z. Gen Z — those born between the mid-1990s and the early 2000s — makes...
Understanding your consumer data reporting requirement...
In March 2015, Experian, Equifax and Trans Union announced an agreement to enhance collecting accurate consumer information and providing consumers with a better experience...
Credit union loan performance...
The State of Credit Unions 2017 In the financial services universe, there is no shortage of players battling for consumer attention and share of...
Financial Health Trends in America...
Financial health means more than just having a great credit score or money in a savings account. Although those things are good indicators of...
First wave of Gen Z entering credit ranks...
Millennials have long been the hot topic over the course of the past few years with researchers, brands and businesses all seeking to understand...
4 steps to prevent synthetic identity fraud...
Mitigating synthetic identities Synthetic identity fraud is an epidemic that does more than negatively affect portfolio performance. It can hurt your reputation as a...
Real-time credit decisions: Putting big data to work...
Call it big data, smart data or evidence-based decision-making. It’s not just the latest fad, it’s the future of how business will be guided...
Mitigating Synthetic ID Fraud...
The creation of synthetic identities (synthetic id) relies upon an ecosystem of institutions, data aggregators, credit reporting agencies and consumers. All of which are...
New CFPB study highlights need for more inclusive cred...
On June 7, the Consumer Financial Protection Bureau (CFPB) released a new study that found that the ways “credit invisible” consumers establish credit history...