Financial Services

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2020 State of Alternative Credit Data...

Big data is bringing changes to the way credit scores are reported and making it easier for lenders to find creditworthy consumers, and for...

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Q&A Perspective Series: Effective Decisioning Dur...

Changing consumer behaviors caused by the COVID-19 pandemic have made it difficult for businesses to make good lending decisions. Maintaining a consistent lending portfolio...

Read More Q&A Perspective Series: Effective Decisioning During COVID-19
Responding to and Recovering from the COVID-19 Recessi...

This is the fourth in a series of blog posts highlighting optimization, artificial intelligence, predictive analytics, and decisioning for lending operations in times of extreme uncertainty....

Read More Responding to and Recovering from the COVID-19 Recession
Tracking State-Level Recoveries...

Since the start of the COVID-19 health crisis, gross domestic product (GDP) has continued to fall in the U.S. In fact, the GDP collapsed...

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Synthetic Identity Fraud and COVID-19...

In 2015, U.S. card issuers raced to start issuing EMV (Europay, Mastercard, and Visa) payment cards to take advantage of the new fraud prevention...

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Collections Is a Race, Not a Battle: Pre-Delinquent St...

Achieving collection results within the subprime population was challenging enough before the current COVID-19 pandemic and will likely become more difficult now that the...

Read More Collections Is a Race, Not a Battle: Pre-Delinquent Strategies for the Subprime Population
Q&A Perspective Series: How to Collect When You’r...

New challenges created by the COVID-19 pandemic have made it imperative for utility providers to adapt strategies and processes that preserve positive customer relationships...

Read More Q&A Perspective Series: How to Collect When You’re Not Collecting
Global Insights Report: Changing Consumer Behaviors an...

The COVID-19 pandemic created a global shift in the volume of online activity and experiences over the past several months. Not only are consumers...

Read More Global Insights Report: Changing Consumer Behaviors and Evolving Business Strategies
Audio: Support Your Borrowers and Reduce Portfolio Vol...

In today’s uncertain economic environment, the question of how to reduce portfolio volatility while still meeting consumers’ needs is on every lender’s mind.  With...

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The State of the Economy in July 2020...

As the COVID-19 pandemic continues to create uncertainty for the U.S. economy, different states and industries have seen many changes with each passing month....

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How Will COVID-19 Impact Consumers’ Payment Prio...

Do consumers pay certain types of credit accounts before others during financial distress? For instance, do they prioritize paying mortgage bills over credit card...

Read More How Will COVID-19 Impact Consumers’ Payment Priorities?
Audio: Make Your Fraud Plan Recession-Ready – Yo...

Experian’s Chris Ryan and Bobbie Paul recently re-joined David Mattei from Aite to discuss how emerging fraud trends and changes in consumer behavior will...

Read More Audio: Make Your Fraud Plan Recession-Ready – Your 90 Day and Beyond Fraud Plan
The Impacts of COVID-19 on E-commerce Retail...

Pre COVID-19, operations functions for retailers and financial institutions had not typically consisted of a remote (stay at home) workforce. Some organizations were better...

Read More The Impacts of COVID-19 on E-commerce Retail
How to Detect and Prevent Fraud Rings...

Every few months we hear in the news about a fraud ring that has been busted here in the U.S. or in another part...

Read More How to Detect and Prevent Fraud Rings
Audio: Make Your Fraud Plan Recession-Ready – Yo...

Experian’s own Chris Ryan and Bobbie Paul recently joined David Mattei from Aite to discuss the latest research and insights into emerging fraud schemes...

Read More Audio: Make Your Fraud Plan Recession-Ready – Your 30-60 Day Fraud Plan