Financial Services
Experian’s 2021 Global Identity and Fraud Report...
The surge in digital demand over the past year reinforced the deep connection between recognition, fraud prevention and the online customer experience. As businesses...
Tips to Write a Better RFI/RFP: Part Two...
At some point a lender may need to issue an RFI or an RFP for a credit decisioning system. In this latest installment of...
Improving Fraud Detection by Increasing Identity Layer...
The sharp uptick in fraud that coincided with the digital evolution made it clear that banks, credit unions, and fintechs need to invest in...
Digitalization Trends: 2021 Insights...
Digitalization, also known as the process of using digital technology to provide new opportunities for revenue and growth, continues to remain a top priority...
Benefits of eCBSV...
For the last several months, Experian has participated as the only credit bureau in the pilot of the electronic Consent Based Social Security Number...
Do You Even Need to Issue an RFI or RFP?...
Perhaps your loan origination system (LOS) doesn’t have the flexibility that you require. Perhaps the rules editor can’t segment variables in the manner that...
Utilities Q&A Perspective Series: 2021 Data Breac...
The ongoing COVID-19 pandemic has facilitated an increase in information collection among consumers and organizations, creating a prosperous climate for cybercriminals. As businesses and...
Understanding Different Fraud Types...
Preventing fraud losses requires an understanding of each individual fraud type—including third-party, first-party, synthetic identity, and account takeover fraud—and how they differ from one...
Experian Listed as Top 20 Fintech Leader...
Experian is proud to announce, for the second year in a row, we have been named to the global Fintech Leaders list, placing in...
Maintaining Customer Identification Programs During CO...
Since 2002, lenders have been aware of the importance of Know Your Customer (KYC) and the associated Customer Identification Program (CIP) requirements. As COVID-19...
Global Insights Report: The Impact of COVID-19 on Cons...
According to Experian’s latest Global Insights Report, 38% of consumers expect to increase their online activity in the next 12 months. The report also...
The Future of Debt Collections...
Dealing with challenges is part of the collections process. But in today’s economic environment, there are even more barriers to overcome. Since it is...
Components of Good Performance Reports...
When I worked as a junior analyst for one of the largest credit card issuers in the United States, the chief credit risk officer...
Solving the Fraud Problem: What is Account Takeover Fr...
Over the last several weeks, I’ve shared articles about the problems surrounding third-party, first-party and synthetic identity fraud. To wrap up this series, I’d...
Inactive Credit Card Accounts...
Inactive credit card accounts are defined as credit cards that were approved, opened and never used by account holders. They also include credit card...