Financial Services

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At some point a lender may need to issue an RFI or an RFP for a credit decisioning system. In this latest installment of...

April 2, 2021 by Peter Accorti

The sharp uptick in fraud that coincided with the digital evolution made it clear that banks, credit unions, and fintechs need to invest in...

March 30, 2021 by Alison Kray

Digitalization, also known as the process of using digital technology to provide new opportunities for revenue and growth, continues to remain a top priority...

March 26, 2021 by Kelly Nguyen

For the last several months, Experian has participated as the only credit bureau in the pilot of the electronic Consent Based Social Security Number...

March 24, 2021 by Alison Kray

Perhaps your loan origination system (LOS) doesn’t have the flexibility that you require. Perhaps the rules editor can’t segment variables in the manner that...

March 18, 2021 by Stefani Wendel

The ongoing COVID-19 pandemic has facilitated an increase in information collection among consumers and organizations, creating a prosperous climate for cybercriminals. As businesses and...

March 11, 2021 by Laura Burrows

Preventing fraud losses requires an understanding of each individual fraud type—including third-party, first-party, synthetic identity, and account takeover fraud—and how they differ from one...

March 2, 2021 by Alison Kray

Experian is proud to announce, for the second year in a row, we have been named to the global Fintech Leaders list, placing in...

February 24, 2021 by Jesse Hoggard

Since 2002, lenders have been aware of the importance of Know Your Customer (KYC) and the associated Customer Identification Program (CIP) requirements. As COVID-19...

February 23, 2021 by Chris Ryan

According to Experian’s latest Global Insights Report, 38% of consumers expect to increase their online activity in the next 12 months. The report also...

February 19, 2021 by Alison Kray

Dealing with challenges is part of the collections process. But in today’s economic environment, there are even more barriers to overcome. Since it is...

February 18, 2021 by Laura Burrows

When I worked as a junior analyst for one of the largest credit card issuers in the United States, the chief credit risk officer...

February 18, 2021 by Victoria Soriano

Over the last several weeks, I’ve shared articles about the problems surrounding third-party, first-party and synthetic identity fraud. To wrap up this series, I’d...

February 11, 2021 by Chris Ryan

Inactive credit card accounts are defined as credit cards that were approved, opened and never used by account holders. They also include credit card...

February 9, 2021 by Victoria Soriano

Credit cards are the most widely available credit products offered to millions of consumers today. For many consumers, owning a credit card is a...

January 19, 2021 by Victoria Soriano