Financial Services

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Experian Named a Top Fraud and Breach Protection Solut...

Enterprise Security Magazine recently named Experian a Top 10 Fraud and Breach Protection Solutions Provider for 2020. Accelerating trends in the digital economy–stemming from...

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North America Insights Report...

The shift created by the COVID-19 pandemic is still being realized. One thing that we know for sure is that North American consumers’ expectations...

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COVID-19: Pandemic or Panacea for Fintechs and Financi...

The financial services industry is not always synonymous with innovation and forward-thinking. While there are some exceptions with top–10 banks and some savvy regionals, as a...

Read More COVID-19: Pandemic or Panacea for Fintechs and Financial Services? 
Preventing Synthetic Identity Fraud...

Synthetic identity fraud, otherwise known as SID fraud, is reportedly the fastest-growing type of financial crime. One reason for its rapid growth is the...

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Stopping Synthetic Identity Fraud Before It Starts...

The CU Times recently reported on a nationwide synthetic identity fraud ring impacting several major credit unions and banks. Investigators for the Federal and...

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Prescreen Marketing in Today’s Economic Environm...

As industry experts are still unsure when the economy will fully recover, re-entry into marketing preapproved credit offers seems like a far-off proposal. However,...

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Adapting to the New Collections Landscape...

Consumer behavior and payment trends are constantly evolving, particularly in a rapidly changing economic environment. Faced with changing demands, including an accelerated shift to...

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Profitability Analysis...

Profitability analysis is one of the most powerful analytics tools in business and strategy development. Yet it’s underrated, deemed too complicated and often ignored....

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2020 State of Alternative Credit Data...

Big data is bringing changes to the way credit scores are reported and making it easier for lenders to find creditworthy consumers, and for...

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Q&A Perspective Series: Effective Decisioning Dur...

Changing consumer behaviors caused by the COVID-19 pandemic have made it difficult for businesses to make good lending decisions. Maintaining a consistent lending portfolio...

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Responding to and Recovering from the COVID-19 Recessi...

This is the fourth in a series of blog posts highlighting optimization, artificial intelligence, predictive analytics, and decisioning for lending operations in times of extreme uncertainty....

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Tracking State-Level Recoveries...

Since the start of the COVID-19 health crisis, gross domestic product (GDP) has continued to fall in the U.S. In fact, the GDP collapsed...

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Synthetic Identity Fraud and COVID-19...

In 2015, U.S. card issuers raced to start issuing EMV (Europay, Mastercard, and Visa) payment cards to take advantage of the new fraud prevention...

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Collections Is a Race, Not a Battle: Pre-Delinquent St...

Achieving collection results within the subprime population was challenging enough before the current COVID-19 pandemic and will likely become more difficult now that the...

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Utilities Q&A Perspective Series: How to Collect ...

New challenges created by the COVID-19 pandemic have made it imperative for utility providers to adapt strategies and processes that preserve positive customer relationships...

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