Josee is an economic analyst for Experian North America. In her role, she dissects the latest macroeconomic and credit trends to provide financial service providers with a comprehensive picture of consumer health. As part of Experian's economic strategy group, Josee contributes original economic research and actionable insights to navigate the economic environment. By connecting the dots between the broader economic landscape and Experian’s best-in-class credit and analytics data, she helps companies find opportunities and navigate the risks of the business cycle.

Areas of expertise: Market trends, economic trends, credit lending

Industry: Financial services

-- Josee Farmer

All posts by Josee Farmer

Generational Trends in Financial Services

Understanding generational trends and preferences is more crucial than ever, especially for the financial services industry.

Published: June 24, 2025 by Josee Farmer
Report: State of the Economy, November 2024

Take a deep dive into this month's economic and credit data, including trends in originations, job openings, and growth.

Published: November 27, 2024 by Josee Farmer
Report: State of the Economy, September 2024

Check out September's report for a deep dive into the latest market trends, including those around job creation and retail sales.

Published: September 26, 2024 by Josee Farmer
Report: State of the Economy, August 2024

Check out August's report for a deep dive into the latest market trends, including those around originations and the new housing market.

Published: August 27, 2024 by Josee Farmer
Report: State of the Economy, July 2024

Check out July's report for a deep dive into the latest market trends, including those around job openings and bankcard delinquency rates.

Published: July 17, 2024 by Josee Farmer
Report: State of the Economy, June 2024

Check out June's report for a deep dive into the latest market trends, including those around delinquencies and the new housing market.

Published: June 20, 2024 by Josee Farmer
Report: State of the Economy, May 2024

Check out May's report for a deep dive into the latest economic trends and market insights, including those around job creation and spending.

Published: May 22, 2024 by Josee Farmer
Report: State of the Economy, April 2024

Check out April's report for a deep dive into the latest economic trends and market insights, including those around income and originations.

Published: May 1, 2024 by Josee Farmer
Report: State of the Economy, March 2024

In March's State of the Economy report, we provide insights into consumer spending, the housing market, originations, and more.

Published: March 20, 2024 by Josee Farmer
Report: State of the Economy, February 2024

This report provides a snapshot of the top monthly economic and credit data, including inflation, the housing marketing, and card balances.

Published: February 29, 2024 by Josee Farmer
Podcast: Econ to Action — The 2024 Outlook

Our Econ to Action podcast series dives into the top economic trends and the implications of those trends in the market. In each episode, we explore the challenges different market segments are facing and how businesses in the segment are navigating the current economic climate. Listen to our host, Josee Farmer, Economic Analyst, discuss these topics with other Experian experts. In a special episode of Econ to Action to commemorate the start of the new year, Josee is joined by three market experts to discuss the 2024 forecast. The experts discuss the broader U.S. economic forecast, according to the Federal Reserve’s SEP (Summary of Economic Projections), as well as the forecasts for the mortgage, collections and national bank market segments. Shawn Rife, Client Executive, returns to Econ to Action with more collections insights, along with new guests Kendall Hellman, Senior Account Executive, Strategic Sales and Rob Rollo, Senior Account Executive, Strategic Mortgage Sales. Watch our first video episode and learn how the 2024 forecast will affect the market. Be sure to go back and catch up on previous episodes on our Econ to Action podcast hub and visit Experian Edge for our latest economic, credit and market insights.  

Published: February 16, 2024 by Josee Farmer
Report: State of the Economy, January 2024

This report provides a snapshot of the top monthly economic and credit data, including student loans, consumer spending, and delinquencies.

Published: January 29, 2024 by Josee Farmer

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